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What is Motilal Oswal Fixed Amount Benefit Plan (FAB)?
Motilal Oswal Fixed Amount Benefit Plan (FAB) plan works on Systematic Withdrawal Option (SWP) framework, which enables you to withdraw a fixed amount at a predefined frequency and tenure from your investment. With Motilal Oswal FAB Plan, you can select a Fixed Amount of Withdrawal from investment by opting a withdrawal rate on initial investment amount.
Once the request is registered as SWP with us, customers will continue to receive the pre-decided withdrawal amount as per defined frequency and tenure in their registered bank account. The withdrawals are processed from invested capital or return on the capital and shall continue to be paid out till the residual investment amounts are available in customer folio. You can therefore enjoy fixed amount withdrawal irrespective of the movement in the market value of the investments.
FAB Features
Flexiblity of Lumpsum Investment
Customize percentage of your withdrawals
Set frequency of withdrawals - Annually, Quarterly and Monthly
Select tenure of your withdrawals
Decide start of your withdrawals
FAB Explained
Decoding Motilal Oswal Fixed Amount Benefit Plan
FAB Calculator
Invest once for steady income and growing wealth.
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- I know my Investment amount
- I know my Investment amount
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- I know my Withdrawal amount
- I know my Withdrawal amount
Investment Amount
100000
100000
500000000
Withdrawal Frequency
- Monthly
- Quarterly
- Annual
Withdrawal Start Date
07-09-2025
Withdrawal Tenure in years
3
1
25
Withdrawal Percentage
6
6
12
Expected Returns
8
2
13
For long term wealth creation, it is suggested that the withdrawal percentage should be lower than the expected returns.
- Assumed annual return shall be compounded monthly
- Closing balances/withdrawals are gross of tax
- Withdrawals are received on last working days of every month/respective withdrawal month
- Basis for selection of 13% CAGR as maximum returns has been derived from the mean of 10 years rolling return between 1st Jun’13 and 30th May’23 of benchmark (Nifty and Sensex).
- "Please refer to disclaimers and disclosures mentioned in the SID/Addendum"
Now that’s a FAB Plan
At 2% withdrawal percentage on a one time investment of ₹ 1,00,00,000 you can receive
₹ 16,667 Today
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Till September 2036
- Income Bhi
- ₹ 20 Lakhs
- Wealth Bhi
- ₹ 2.10 Cr
View Yearly Projection
Withdrawal Amount
50000
500
500000000
Disclaimer:
The above is for illustration purpose only. The amount, rate of return, etc. are assumed figures and used for explaining the concept. It should not be construed to be an indicator of past or future performance in any manner. Past performance may or may not be sustained in future and is not a guarantee of any future returns. Cashflow/Fixed Amount Benefit may be from your return on investment or return of capital. MOAMC does not guarantee or assure returns.
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This publication is pursuant to Investor Awareness Initiative by Motilal Oswal Mutual Fund. This shall not be construed as offer to invest in any financial product or Scheme. The objective of this publication is restricted to informational purposes only. All investors have to go through a one-time KYC (Know Your Customer) process. For further details on KYC, Change of address, phone number, bank details etc. list of SEBI registered Mutual Funds and redressal of complaints including details about SEBI SCORES portal, visit link https://www.motilaloswalmf.com/investor-education/. Investors should invest only with SEBI registered Mutual Funds details of which can be verified on the SEBI website under “SEBI Intermediaries/ Market Infrastructure Institutions”
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Frequently Asked Questions