D

• • Diversification
  • It is a method of reducing risks by allocating investments among a variety of financial instruments in order to reduce losses.
• • Dividend Yield
  • Dividend yield indicates how much a company pays out in dividends relative to its stock price each year.
• • Debt Funds
  • Debt funds are a mutual fund type that invests in fixed-income instruments.
• • Date of Redemption
  • The date of redemption refers to the date when the borrower has to redeem security.
• • Dematerialization
  • The process of dematerialization involves converting physical shares into electronic ones.
• • Deferred load
  • An individual can defer or pause their loan payments for a predetermined period of time through deferred loan.
• • Distribution rate
  • Distribution rates are calculated by annualizing the most recent amount paid to investors and dividing the result by either the market price or the fund's net asset value.
• • Dollar-cost averaging
  • A dollar-cost averaging investment strategy involves investing a fixed amount regularly, buying more fund shares when prices are low and fewer shares when prices are high.
• • Downside risk
  • A downside risk refers to the possibility that an asset or security will decline in value.
• • Drip account
  • A DRIP account lets you reinvest dividends in the company to buy more stock
• • Dynamic asset allocation
  • The concept of dynamic asset allocation describes a portfolio management strategy that frequently adjusts the mix of asset classes to suit changes in the market
• • Deficit
  • When expenses exceed revenues, imports exceed exports, or liabilities exceed assets, a deficit occurs.
• • Derivative
  • Derivatives are contracts between two parties whose value/price is derived from the underlying asset.
• • Default Risk
  • Default risk refers to the possibility that issuers of fixed-income securities held by the fund may fail to meet their payment obligation.
• • Direct Plan in Mutual Funds
  • In Direct Plans, investors invest directly in mutual funds without the involvement of a distributor or agent.
• • Duration
  • Duration measures how long it will take an investor to get back the price of a bond.
• • Distribution Schedule
  • It shows when and how often a financial asset will be distributed.
• • Debenture
  • Debentures are unsecured debt instruments issued by companies, backed by creditworthiness and reputation, and are part of the fund’s investment portfolio
• • Debt ratio
  • Debt ratio is the ratio of total debt to total assets. It can be interpreted as the percentage of a company’s assets that are financed by debt.
• • Debt issue
  • It is a form of financial obligation to repay a debt. The debt issuer promises to repay the lender by raising funds at a future date.
• • Deflationary Gap
  • The Deflationary Gap reveals how far actual aggregate demand falls short of aggregate supply at full employment.
• • Deflation
  • A general decline in the price level of goods and services is referred to as deflation.
• • Daily NAV
  • NAV is the price per share of a mutual fund. Each trading day, it is updated at the end.
• • Date of Inception
  • The inception date is the date when something was officially created or when it was started.
• • Durational Risk
  • The durational risk is the potential loss that an investor could suffer due to changes in interest rates.
• • Deferred sales charge
  • It is a fee investors pay when they sell mutual fund shares.
• • Defensive Investing
  • The defensive investing approach involves taking as little risk as possible and choosing stable investment products that have proven themselves over time.
• • Deferred Compensation
  • Deferred compensation means you set aside some of your earnings until a later date, like retirement, and during this time, you invest that money in a mutual fund to grow it for the future.
• • Debt Quants
  • Debt quant invests in debt and money market instruments. The fund provides regular income and capital safety to the investors.
• • Duration Strategy
  • Duration strategy occurs when a fund manager adjusts the duration of his portfolio to optimize his returns based on interest rate movements.