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    Riding market trends with Momentum Investing

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    What is Momentum Investing – A Simple Explanation

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    The Basics of Passive Investing — Understanding Index Funds

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    How to Invest in Index Funds

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    Large-cap Stocks, Small-cap Stocks, Mid-cap Stocks — What is the difference?

    Nifty 50 Index Vs Nifty 500 Index – A Beginner’s Guide

    Nifty 50 Index Vs Nifty 500 Index – A Beginner’s Guide

    Mutual Fund AUM: Unveiling the Backbone of Investment

    Mutual Fund AUM: Unveiling the Backbone of Investment

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    Mutual Fund Taxation – Are Mutual Funds Taxable?

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    Secure Your Retirement Years with Mutual Funds

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      Understanding the different Mutual Fund categorizations by Market Cap

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      Investing in Lumpsum or SIP

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      Performance be a by-product

      What is Real Investing and why it requires grit and stubbornness?

      What is Real Investing and why it requires grit and stubbornness?

      5 Reason to Boost your SIP

      5 Reason to Boost your SIP

      Understanding the types of Mutual Funds

      Understanding the types of Mutual Funds

      Why SWP is wise decision than investing in Fixed Deposits?

      Why SWP is wise decision than investing in Fixed Deposits?

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      Why you should diversify your portfolio?

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      What is NAV

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      Ep. 13: Wisdom Tree (Part 2)

      Ep. 13: Wisdom Tree (Part 2)

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      Ep. 12: Wisdom Tree (Part 1)

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      Ep. 11: The Investor’s Playbook

      Ep. 10: Evolution of Indian FMCG Sector

      Ep. 10: Evolution of Indian FMCG Sector

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      Ep. 09: Evolution of Indian Pharmaceutical Sector

      Ep. 08: Value Migration

      Ep. 08: Value Migration

      Ep. 07: Wealth Creation Studies

      Ep. 07: Wealth Creation Studies

      Ep. 06: Evolution of Indian Infrastructure & Capital Goods Sector

      Ep. 06: Evolution of Indian Infrastructure & Capital Goods Sector

      Ep. 05: Evolution of Indian Automobile Sector

      Ep. 05: Evolution of Indian Automobile Sector

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      5 Key points to keep in mind for budding investors

      5 Key points to keep in mind for budding investors

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      5 Key New Year resolutions for investors

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      5 Key situations and errors to be avoided by investors

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      5 Key investing lessons from the Mahabharata

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      5 Key investment lessons we could learn from Holi

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      5 Key reasons why ELSS could be preferred over other tax-saving options

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      5 Key benefits of investing via Mutual Funds over direct-equity investing

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      Riding market trends with Momentum Investing

      Riding market trends with Momentum Investing

      What is Momentum Investing – A Simple Explanation

      What is Momentum Investing – A Simple Explanation

      The Basics of Passive Investing — Understanding Index Funds

      The Basics of Passive Investing — Understanding Index Funds

      How to Invest in Index Funds

      How to Invest in Index Funds

      Large-cap Stocks, Small-cap Stocks, Mid-cap Stocks — What is the difference?

      Large-cap Stocks, Small-cap Stocks, Mid-cap Stocks — What is the difference?

      Nifty 50 Index Vs Nifty 500 Index – A Beginner’s Guide

      Nifty 50 Index Vs Nifty 500 Index – A Beginner’s Guide

      Mutual Fund AUM: Unveiling the Backbone of Investment

      Mutual Fund AUM: Unveiling the Backbone of Investment

      Mutual Fund Taxation – Are Mutual Funds Taxable?

      Mutual Fund Taxation – Are Mutual Funds Taxable?

      Secure Your Retirement Years with Mutual Funds

      Secure Your Retirement Years with Mutual Funds

      Trending Tags

      • Videos
        Understanding the different Mutual Fund categorizations by Market Cap

        Understanding the different Mutual Fund categorizations by Market Cap

        Investing in Lumpsum or SIP

        Investing in Lumpsum or SIP

        Performance be a by-product

        Performance be a by-product

        What is Real Investing and why it requires grit and stubbornness?

        What is Real Investing and why it requires grit and stubbornness?

        5 Reason to Boost your SIP

        5 Reason to Boost your SIP

        Understanding the types of Mutual Funds

        Understanding the types of Mutual Funds

        Why SWP is wise decision than investing in Fixed Deposits?

        Why SWP is wise decision than investing in Fixed Deposits?

        Why you should diversify your portfolio?

        Why you should diversify your portfolio?

        What is NAV

        What is NAV

        Trending Tags

        • Mutual Fund Basics
        • Financial Goals
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        Ep. 13: Wisdom Tree (Part 2)

        Ep. 13: Wisdom Tree (Part 2)

        Ep. 12: Wisdom Tree (Part 1)

        Ep. 12: Wisdom Tree (Part 1)

        Ep. 11: The Investor’s Playbook

        Ep. 11: The Investor’s Playbook

        Ep. 10: Evolution of Indian FMCG Sector

        Ep. 10: Evolution of Indian FMCG Sector

        Ep. 09: Evolution of Indian Pharmaceutical Sector

        Ep. 09: Evolution of Indian Pharmaceutical Sector

        Ep. 08: Value Migration

        Ep. 08: Value Migration

        Ep. 07: Wealth Creation Studies

        Ep. 07: Wealth Creation Studies

        Ep. 06: Evolution of Indian Infrastructure & Capital Goods Sector

        Ep. 06: Evolution of Indian Infrastructure & Capital Goods Sector

        Ep. 05: Evolution of Indian Automobile Sector

        Ep. 05: Evolution of Indian Automobile Sector

        Trending Tags

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        5 Key points to keep in mind for budding investors

        5 Key points to keep in mind for budding investors

        5 Key ways to handle market volatility

        5 Key ways to handle market volatility

        5 Key New Year resolutions for investors

        5 Key New Year resolutions for investors

        5 Key situations and errors to be avoided by investors

        5 Key situations and errors to be avoided by investors

        5 Key investing lessons from the Mahabharata

        5 Key investing lessons from the Mahabharata

        5 Key investment lessons we could learn from Holi

        5 Key investment lessons we could learn from Holi

        5 Key reasons why ELSS could be preferred over other tax-saving options

        5 Key reasons why ELSS could be preferred over other tax-saving options

        5 Key benefits of investing via Mutual Funds over direct-equity investing

        5 Key benefits of investing via Mutual Funds over direct-equity investing

        5 Key mistakes investors should avoid while investing in ELSS

        5 Key mistakes investors should avoid while investing in ELSS

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      Home 5 Keys of Investing

      5 key ways to optimize your annual bonus
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      Other Experts by Other Experts
      September 21, 2021
      in 5 Keys of Investing
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      5 key ways to optimize your annual bonus
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      Being rewarded a bonus is surely an achievement, but utilizing your bonus wisely, could be a lot better. Perhaps, greater! It’s very common to hear others saying, “Live life king-size”, which one definitely should, but not at the cost of all your hard-earned money on pleasures that are transient, but being sagacious to plan your future. Curtailing on expenses may not sound too enticing; however, investing some money regularly will surely offer sweet returns. Learn 5 ways to put your bonus to good use. 

      Get rid of the weight on your chest

      DEBT_2

      Debts with high interest rates, for instance, personal loans, car loans, EMIs or mortgage come with high interest rates that you have been paying for years and sooner you pay off the better it will be for you. Not only do they consume a major chunk of your income, but deprive you from the chance of saving or investing any money. So, to safeguard your financial goals from high rate of interest, list out all the EMIs or other loans that are to be cleared urgently or partially.. This way you can easily pay the smaller EMIs or loans. If you are constantly pressurized by loans on your credit card, countless EMIs or other debts, then consider your bonus to be a blessing straight from heaven.

      Smack that tax

      2015 08 24 1009 GST

      Tax planning is essential and doing it well could help you reap great benefits in future, in terms of various investment instruments, namely; insurances, mutual funds etc. For instance, you could plough your money in ELSS (Equity Linked Savings Scheme) that exempt you from dishing out a lot of money on tax and yet give you equity market growth. These plans are formulated in accordance to the Government schemes or allowances. For instance, you can invest into ELSS and deduct up to Rs. 1,50,000 from your taxable income to effectively reduce your tax liability under section 80C of Income Tax Act, 1961.

      Not just rainbows, but storms too

      Basic RGB

      Life isn’t always fun and games. There can be rainy days when you’d need more than an umbrella. Well yes, you may have to spend a bomb on untoward situations like emergencies, accidents, loss of job or other calamities, one just wouldn’t imagine. To avoid such turbulence, put your financial wisdom into use by maintaining a cash reserve or contingency fund that assist in hard times. In days of turmoil such as; accidents or illness where a lot of money is spent on paying hospital or medicine bills, cash-in-hand serves efficiently.

      Let your bonus work for you

      Print

      Alright, you’re fortunate if you don’t have EMI’s or loans pestering you.  However, to retain your fortune and augment it, invest your bonus in various financial instruments that serve a long-term passive income. It’s about time you re-shuffle your existing investment structure. Re-balance your portfolio, and examine the investments that are giving you good returns and rule out the avenues that are under performing and accordingly invest in holdings that are doing well. In a nutshell, this is an ample opportunity to re-assort your eggs and throw the rotten ones out.

      Now pat yourself and celebrate!

      Leadership

      The bonus we receive at the end of the year because of our hard work is certainly a good news to rejoice on and it’s entirely your prerogative on how to spend it. It’s now time for you to off-load stress and make merry. Take your family out for vacation or a dinner with friends, because you deserve it.

      Disclaimer: Investors are advised to consult their tax advisor in view of individual nature of tax benefits. Further, tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein. Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.

      Tags: Basics of Investing

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