Motilal Oswal Asset Management Company Ltd. (MOAMC) is a public limited company incorporated under the Companies Act, 1956 on November 14, 2008, having its Registered Office at 10th Floor, Motilal Oswal Tower, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025.
Motilal Oswal Asset Management Company Ltd. has been appointed as the Investment Manager to Motilal Oswal Mutual Fund by the Trustee vide Investment Management Agreement (IMA) dated May 21, 2009, executed between Motilal Oswal Trustee Company Ltd. and Motilal Oswal Asset Management Company Ltd.
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Motilal Oswal 5 Year G-Sec Fund of Fund (G) - 10.0217Motilal Oswal Asset Allocation Passive Fund of Fund – Aggressive (G) - 11.6363Motilal Oswal Asset Allocation Passive Fund of Fund – Aggressive-Dir (G) - 11.6763Motilal Oswal Asset Allocation Passive Fund of Fund – Conservative (G) - 11.1261Motilal Oswal Asset Allocation Passive Fund of Fund – Conservative-Dir(G) - 11.1688Motilal Oswal Dynamic Fund (Div-A) - 14.2934Motilal Oswal Dynamic Fund (Div-Q) - 12.4016Motilal Oswal Dynamic Fund (G) - 15.772Motilal Oswal Dynamic Fund-Dir (Div-A) - 14.5354Motilal Oswal Dynamic Fund-Dir (Div-Q) - 12.6335Motilal Oswal Dynamic Fund-Dir (G) - 16.7248Motilal Oswal Equity Hybrid Fund - Direct (G) - 16.5083Motilal Oswal Equity Hybrid Fund - Regular (G) - 15.7018Motilal Oswal Flexi Cap Fund(D) - 27.2133Motilal Oswal Flexi Cap Fund(G) - 36.2026Motilal Oswal Flexi Cap Fund-Dir(D) - 27.3228Motilal Oswal Flexi Cap Fund-Dir(G) - 38.8617Motilal Oswal Focused 25 Fund - Direct (D) - 22.6445Motilal Oswal Focused 25 Fund - Direct (G) - 38.6816Motilal Oswal Focused 25 Fund (D) - 20.2746Motilal Oswal Focused 25 Fund (G) - 34.5445Motilal Oswal Large and Midcap Fund - Dir (D) - 17.4052Motilal Oswal Large and Midcap Fund - Dir (G) - 17.4199Motilal Oswal Large and Midcap Fund (D) - 16.8117Motilal Oswal Large and Midcap Fund (G) - 16.8117Motilal Oswal Liquid Fund - Direct (Div-D) RI - 10.0077Motilal Oswal Liquid Fund - Direct (Div-F) RI - 10.0078Motilal Oswal Liquid Fund - Direct (Div-M) - 10.0562Motilal Oswal Liquid Fund - Direct (Div-Q) - 10.0294Motilal Oswal Liquid Fund - Direct (Div-W) RI - 10.0093Motilal Oswal Liquid Fund - Direct (G) - 11.2297Motilal Oswal Liquid Fund - Regular (Div-D) RI - 10.0055Motilal Oswal Liquid Fund - Regular (Div-F) RI - 10.0074Motilal Oswal Liquid Fund - Regular (Div-M) - 10.0547Motilal Oswal Liquid Fund - Regular (Div-Q) - 10.0283Motilal Oswal Liquid Fund - Regular (Div-W) RI - 10.0162Motilal Oswal Liquid Fund - Regular (G) - 11.1816Motilal Oswal Long Term Equity Fund (D) - 21.5252Motilal Oswal Long Term Equity Fund (G) - 27.401Motilal Oswal Long Term Equity Fund -Dir (D) - 25.7245Motilal Oswal Long Term Equity Fund -Dir (G) - 30.0141Motilal Oswal Midcap 30 Fund (D) - 26.6253Motilal Oswal Midcap 30 Fund (G) - 43.584Motilal Oswal Midcap 30 Fund-Dir (D) - 27.6105Motilal Oswal Midcap 30 Fund-Dir (G) - 47.9385Motilal Oswal Multi Asset Fund - Direct (G) - 11.0504Motilal Oswal Multi Asset Fund (G) - 10.8467Motilal Oswal Nasdaq 100 FOF - Direct (G) - 24.5725Motilal Oswal Nasdaq 100 FOF - Regular (G) - 24.2877Motilal Oswal Nifty 50 Index Fund - Direct (G) - 15.1429Motilal Oswal Nifty 50 Index Fund (G) - 15.0261Motilal Oswal Nifty 500 Fund - Direct (G) - 17.4922Motilal Oswal Nifty 500 Fund (G) - 17.2501Motilal Oswal Nifty Bank Index Fund - Direct (G) - 14.8144Motilal Oswal Nifty Bank Index Fund (G) - 14.6103Motilal Oswal Nifty Midcap 150 Index Fund (G) - 20.2801Motilal Oswal Nifty Midcap 150 Index Fund-Dir (G) - 20.5801Motilal Oswal Nifty Next 50 Index Fund - Dir (G) - 14.9702Motilal Oswal Nifty Next 50 Index Fund (G) - 14.7873Motilal Oswal Nifty Smallcap 250 Index Fund (G) - 20.9342Motilal Oswal Nifty Smallcap 250 Index Fund-Dir(G) - 21.236Motilal Oswal S&P 500 Index Fund - Direct (G) - 15.5415Motilal Oswal S&P 500 Index Fund (G) - 15.3866Motilal Oswal Ultra Short Term Fund - Dir (Div-D) - 10.0265Motilal Oswal Ultra Short Term Fund - Dir (Div-F) - 10.0505Motilal Oswal Ultra Short Term Fund - Dir (Div-M) - 10.0336Motilal Oswal Ultra Short Term Fund - Dir (Div-Q) - 10.1781Motilal Oswal Ultra Short Term Fund - Dir (Div-W) - 10.0377Motilal Oswal Ultra Short Term Fund - Dir (G) - 14.2066Motilal Oswal Ultra Short Term Fund (Div-D) - 9.9638Motilal Oswal Ultra Short Term Fund (Div-F) - 9.9746Motilal Oswal Ultra Short Term Fund (Div-M) - 9.9644Motilal Oswal Ultra Short Term Fund (Div-Q) - 10.1091Motilal Oswal Ultra Short Term Fund (Div-W) - 9.9674Motilal Oswal Ultra Short Term Fund (G) - 13.7231

5 Key financial lessons to learn from Diwali

Diwali is a festival of lights is amongst the most popular festivals of the country and celebrated with pomp and fervour. On this occasion, people celebrate the return of Lord Rama after emerging victorious in a battle against the Lanka-ruler Ravana. Families get together, exchange gifts, binge of sweets, light lamp, participate in a ritual cleaning of their homes and burst crackers along with other forms of celebration. But, it is riveting how a festival like Diwali, can offer significant financial planning lessons. 

Read to know 5 key lessons Diwali can offer to manage our finances better; 


Dispel the darkness of ignorance

By simply lighting a lamp, we can eliminate the darkness surrounding us. Equivalent to this, we too can dispel our ignorance related to finances, investments etc. Metaphorically, a lamp signifies enlightenment and possessing knowledge is very valuable. So, anent our money too; knowing about cash flow, investment options, how to select investment vehicles, reading more about, financial planning is always a positive point that helps us dispel the murk encompassing our financial wisdom to be more financially empowered. 

Planning in advance

Diwali, needless to say is the most awaited and grand festival in the country. Everyone is geared up to celebrate and make the most of the occasion. With regards to the festival, people plan their shopping, vacation and other requirements months in advance. One such example is booking flight tickets during the festive season. Had you planned your vacation and booked your tickets in advance; you would have paid 10x lesser than what you would be paying just days before Diwali. Thinking about the same, if one seeks to apply the notion of ‘planning in advance’ also on their financial and investment planning; especially by investing early then he or she get generate better returns. This way one can achieve their goals such as a peaceful retirement, the coveted international vacation, children’s education, lavish weddings, etc. 

Goal-based investments

Diwali is a festival, wherein people apart from celebrating it with crackers and lamps also buy tonnes of gifts for their loved ones. Now when one ventures into a particular store for Diwali shopping, he or she keeps in mind the requirement, desire or a particular liking of the person to whom he would be gifting something. He may keep in mind the gender, age and personality of the person to be able to select a gift. Naturally, someone would definitely not prefer to gift a toy car or a doll to a 20-year old and similarly it would be hard for a 5-year old to make use or comprehend a book on Statistics, if that was gifted to him or her. So the same applies to investment and financial planning as well. Every investor has goals to distinct from others. They could be short-term or long-term and depending on the goals, they can plan and manage their finances. One needs to identify their goals to make the most of their investment vehicle and; otherwise the efforts are a waste. 

Clean homes and cleaner portfolio

A few weeks before Diwali; people begin to start their yearly ritual of cleaning their homes and disposing goods they no longer require. Applying a similar approach on our portfolio could be positive to our investments. Glance through your portfolio and identify stocks that are not performing well. Ensure that the existing stocks are in sync with your goals or objectives. Just like in our homes, goods that are not needed end up in consuming a lot of space and have dust settled over them, our portfolio too could consist of ill-performing stocks that could adversely affect other assets too. Therefore, one needs to eliminate them too. 


Prevention is better than cure

During Diwali, people buy a variety of crackers and burn them left right and centre. It creates a different energy altogether, however, with the thrill comes the dangers too (if not taken care of).  While buying crackers we categorize them on how hazardous they are; so the less hazardous ones are usually what we purchase for our children. Besides that, while burning crackers one should be cautious about the kind of clothing he or the people around him are wearing and if children are around supervision should be ensured. Drawing parallels from the same, when we bring ourselves to invest in Mutual Funds, we usually look at the product labelling, scheme objective and its risk category that matches our requirements and risk appetite. Also, if we are not too sure on how to handle our assets then it’s advisable for us to consult a financial advisor. Blindly investing in any financial product that seems lucrative can lead to financial disasters. 

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Disclaimer:The information herein alone is not sufficient and should not be used for the development or implementation of an investment strategy and shall not constitute as an investment advice. MOAMC shall not be liable for any direct or indirect loss arising from the use of any information contained in this document. Readers shall be fully responsible for any decision taken on the basis of this document. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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