Motilal Oswal Asset Management Company Ltd. (MOAMC) is a public limited company incorporated under the Companies Act, 1956 on November 14, 2008, having its Registered Office at 10th Floor, Motilal Oswal Tower, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025.
Motilal Oswal Asset Management Company Ltd. has been appointed as the Investment Manager to Motilal Oswal Mutual Fund by the Trustee vide Investment Management Agreement (IMA) dated May 21, 2009, executed between Motilal Oswal Trustee Company Ltd. and Motilal Oswal Asset Management Company Ltd.

All-rounder or a Master? Multiple Assets or Mutual Funds? What’s your pick?

There are different kinds of investors who understand and believe in different types of investments. A fundamental difference lies in the understanding and knowledge of the various financial instruments. The first kind of investor from the graph believes in multiple investment avenues and the other investor believes in focusing on Mutual Funds. One has a clear understanding of the investments and the other has a diversified composition of his investments. The difference is explained below. 

Master of all

The first type of investor believes in diverse allocation of his investment. He puts more effort into dividing his investment, believing it will yield him more benefits. This type of investor spends more time allotting and distributing his assets instead of spending time on research.  This could lead to confusion if the investor does not track the varying market development or the progress of his/her own portfolio. It is like applying for countless entrance exams instead of a centralized one before taking up a course. Investing is more than trying to diversify assets; while investing in the right assets at the right time is important, it can be tricky and very stressful. 

Master of one

The other type of investor, invests in Mutual Funds as the primary investment vehicle. Mutual funds collect money from investors and involve expertise to invest in various instruments such as stocks, bonds, money market instruments and similar asset. Avoiding multiple avenues, this investor opts to create a centralized participation by believing in taking the help of expert fund managers for mutual funds. He understands that too many directions only makes you go in circles and many divisions only creates chaos, hence, he invests in asset class where he has clarity and confidence. This type of investor minimizes the diversity of his investments in Mutual Funds for better management. He chooses to focus his work in one direction rather than divide the work into numerous bits.  

So, are you a master at one or an all-rounder?

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Disclaimer:The information herein alone is not sufficient and should not be used for the development or implementation of an investment strategy and shall not constitute as an investment advice. MOAMC shall not be liable for any direct or indirect loss arising from the use of any information contained in this document. Readers shall be fully responsible for any decision taken on the basis of this document. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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