Motilal Oswal Asset Management Company Ltd. (MOAMC) is a public limited company incorporated under the Companies Act, 1956 on November 14, 2008, having its Registered Office at 10th Floor, Motilal Oswal Tower, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025.
Motilal Oswal Asset Management Company Ltd. has been appointed as the Investment Manager to Motilal Oswal Mutual Fund by the Trustee vide Investment Management Agreement (IMA) dated May 21, 2009, executed between Motilal Oswal Trustee Company Ltd. and Motilal Oswal Asset Management Company Ltd.
Close
NAV
Motilal Oswal Asset Allocation Passive Fund of Fund – Aggressive (G) - 10.1643Motilal Oswal Asset Allocation Passive Fund of Fund – Aggressive-Dir (G) - 10.1742Motilal Oswal Asset Allocation Passive Fund of Fund – Conservative (G) - 10.2088Motilal Oswal Asset Allocation Passive Fund of Fund – Conservative-Dir(G) - 10.2197Motilal Oswal Dynamic Fund (Div-A) - 13.067Motilal Oswal Dynamic Fund (Div-Q) - 11.703Motilal Oswal Dynamic Fund (G) - 14.4187Motilal Oswal Dynamic Fund-Dir (Div-A) - 13.2126Motilal Oswal Dynamic Fund-Dir (Div-Q) - 11.848Motilal Oswal Dynamic Fund-Dir (G) - 15.2036Motilal Oswal Equity Hybrid Fund - Direct (G) - 14.1715Motilal Oswal Equity Hybrid Fund - Regular (G) - 13.5767Motilal Oswal Flexi Cap Fund(D) - 23.3085Motilal Oswal Flexi Cap Fund(G) - 31.0079Motilal Oswal Flexi Cap Fund-Dir(D) - 23.3068Motilal Oswal Flexi Cap Fund-Dir(G) - 33.1497Motilal Oswal Focused 25 Fund - Direct (D) - 19.0333Motilal Oswal Focused 25 Fund - Direct (G) - 32.5129Motilal Oswal Focused 25 Fund (D) - 17.1387Motilal Oswal Focused 25 Fund (G) - 29.2016Motilal Oswal Large and Midcap Fund - Dir (D) - 13.5238Motilal Oswal Large and Midcap Fund - Dir (G) - 13.5238Motilal Oswal Large and Midcap Fund (D) - 13.1546Motilal Oswal Large and Midcap Fund (G) - 13.1547Motilal Oswal Liquid Fund - Direct (Div-D) RI - 10.0077Motilal Oswal Liquid Fund - Direct (Div-F) RI - 10.0043Motilal Oswal Liquid Fund - Direct (Div-M) - 10.0413Motilal Oswal Liquid Fund - Direct (Div-Q) - 10.0434Motilal Oswal Liquid Fund - Direct (Div-W) RI - 10.0058Motilal Oswal Liquid Fund - Direct (G) - 11.0756Motilal Oswal Liquid Fund - Regular (Div-D) RI - 10.0055Motilal Oswal Liquid Fund - Regular (Div-F) RI - 10.0042Motilal Oswal Liquid Fund - Regular (Div-M) - 10.0407Motilal Oswal Liquid Fund - Regular (Div-Q) - 10.0414Motilal Oswal Liquid Fund - Regular (Div-W) RI - 10.013Motilal Oswal Liquid Fund - Regular (G) - 11.0357Motilal Oswal Long Term Equity Fund (D) - 17.227Motilal Oswal Long Term Equity Fund (G) - 21.9295Motilal Oswal Long Term Equity Fund -Dir (D) - 20.4664Motilal Oswal Long Term Equity Fund -Dir (G) - 23.8792Motilal Oswal Midcap 30 Fund (D) - 19.7366Motilal Oswal Midcap 30 Fund (G) - 32.3076Motilal Oswal Midcap 30 Fund-Dir (D) - 20.3537Motilal Oswal Midcap 30 Fund-Dir (G) - 35.3388Motilal Oswal Multi Asset Fund - Direct (G) - 10.5597Motilal Oswal Multi Asset Fund (G) - 10.4352Motilal Oswal Nasdaq 100 FOF - Direct (G) - 20.6887Motilal Oswal Nasdaq 100 FOF - Regular (G) - 20.4861Motilal Oswal Nifty 50 Index Fund - Direct (G) - 12.1384Motilal Oswal Nifty 50 Index Fund (G) - 12.0667Motilal Oswal Nifty 500 Fund - Direct (G) - 14.0409Motilal Oswal Nifty 500 Fund (G) - 13.8875Motilal Oswal Nifty Bank Index Fund - Direct (G) - 11.6363Motilal Oswal Nifty Bank Index Fund (G) - 11.51Motilal Oswal Nifty Midcap 150 Index Fund (G) - 16.1052Motilal Oswal Nifty Midcap 150 Index Fund-Dir (G) - 16.2841Motilal Oswal Nifty Next 50 Index Fund - Dir (G) - 12.5552Motilal Oswal Nifty Next 50 Index Fund (G) - 12.4384Motilal Oswal Nifty Smallcap 250 Index Fund (G) - 16.5375Motilal Oswal Nifty Smallcap 250 Index Fund-Dir(G) - 16.721Motilal Oswal S&P 500 Index Fund - Direct (G) - 13.6581Motilal Oswal S&P 500 Index Fund (G) - 13.558Motilal Oswal Ultra Short Term Fund - Dir (Div-D) - 9.8827Motilal Oswal Ultra Short Term Fund - Dir (Div-F) - 9.9034Motilal Oswal Ultra Short Term Fund - Dir (Div-M) - 9.8897Motilal Oswal Ultra Short Term Fund - Dir (Div-Q) - 10.032Motilal Oswal Ultra Short Term Fund - Dir (Div-W) - 9.8936Motilal Oswal Ultra Short Term Fund - Dir (G) - 14.0027Motilal Oswal Ultra Short Term Fund (Div-D) - 9.8566Motilal Oswal Ultra Short Term Fund (Div-F) - 9.8671Motilal Oswal Ultra Short Term Fund (Div-M) - 9.8572Motilal Oswal Ultra Short Term Fund (Div-Q) - 10.0003Motilal Oswal Ultra Short Term Fund (Div-W) - 9.8601Motilal Oswal Ultra Short Term Fund (G) - 13.5755

Do you save or invest? Can you identify the difference?

Do you save or invest? The two of them have different levels of benefits and at the same time have different requirements. It is crucial to understand the need for investment or saving. Often interchanged in term usage, the two mean completely different things. Find out how the two terms are different from each other and which one is more beneficial.

Saving over Investing

The first type of person on the graph believes in saving more than investing. He has a short term goals and therefore is looking for short term profits. He allocates only a small amount to investments and focuses more on savings. Interest on saving accounts is often lower. Saving gives you access to ready cash when you need it as one can liquidate it in a short span of time. Saving has a lower return than investments. Saving allows for an easy access to the money and therefore the person may withdraw a part of his savings or the whole amount as per his wishes. This can prove to be unbeneficial as he can end up spending more money, since he has quick access to his savings. However, before deciding to invest or save, he needs to be clear if his approach is short term or long term. Is he looking for expenses and emergencies? Then savings is a good option. But it isn’t a smart plan for long term goals. It is like putting his money into a piggy bank, it won’t double but it will still be at a risk of being used immediately. 

Investing over Saving

The second type of person focuses largely on investing. He understands and believes that investment will give him long term benefits and therefore allots more towards investment and lesser to savings. Investing wisely may give returns higher than savings in the long run. This technique also ensures a higher growth potential than regular saving methods. He has a better understanding of the likely growth and this helps him yield larger benefits over the period of time. The investor knows that investments involve risks but with proper research and right direction from experts it can be prevented.  While planning for the future, he realizes the limited income resource and the changing needs, along with inflation; hence he invests first and saves after. Thus, making savings a part of his investment plan and not the other way. It is just like waiting for your treatment to completely heal you from a cold rather than stopping your medication midway

Do you save more or do you invest?

Share this articles
  • FB Comments
  • Comments without login

Subscribe to our newsletter

connect with us :

Facebook
Twitter
Googleplus
YouTube

Disclaimer:The information herein alone is not sufficient and should not be used for the development or implementation of an investment strategy and shall not constitute as an investment advice. MOAMC shall not be liable for any direct or indirect loss arising from the use of any information contained in this document. Readers shall be fully responsible for any decision taken on the basis of this document. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Newsletter
Connect with us
+91-22 40548002 | 8108622222
CIN-U67120MH2008PLC188186

Mutual Fund investments are subject to market risks, read all scheme related documents carefully

KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc), you need not undergo the same process again when you approach another intermediary

Site best viewed in IE 9.0+, Mozila Firefox 4.0+ and Google Chrome at 1024 x 768 pixels resolution