Motilal Oswal Asset Management Company Ltd. (MOAMC) is a public limited company incorporated under the Companies Act, 1956 on November 14, 2008, having its Registered Office at 10th Floor, Motilal Oswal Tower, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025.
Motilal Oswal Asset Management Company Ltd. has been appointed as the Investment Manager to Motilal Oswal Mutual Fund by the Trustee vide Investment Management Agreement (IMA) dated May 21, 2009, executed between Motilal Oswal Trustee Company Ltd. and Motilal Oswal Asset Management Company Ltd.
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Motilal Oswal Dynamic Fund (Div-A) - 12.1894Motilal Oswal Dynamic Fund (Div-Q) - 11.7056Motilal Oswal Dynamic Fund (G) - 12.9584Motilal Oswal Dynamic Fund-Dir (Div-A) - 12.408Motilal Oswal Dynamic Fund-Dir (Div-Q) - 11.6503Motilal Oswal Dynamic Fund-Dir (G) - 13.5167Motilal Oswal Equity Hybrid Fund - Direct (G) - 11.3672Motilal Oswal Equity Hybrid Fund - Regular (G) - 11.0491Motilal Oswal Focused 25 Fund - Direct (D) - 16.7203Motilal Oswal Focused 25 Fund - Direct (G) - 24.3567Motilal Oswal Focused 25 Fund (D) - 15.2339Motilal Oswal Focused 25 Fund (G) - 22.1085Motilal Oswal Large and Midcap Fund - Dir (D) - 9.4156Motilal Oswal Large and Midcap Fund - Dir (G) - 9.4156Motilal Oswal Large and Midcap Fund (D) - 9.2993Motilal Oswal Large and Midcap Fund (G) - 9.2993Motilal Oswal Liquid Fund - Direct (Div-D) RI - 10.0077Motilal Oswal Liquid Fund - Direct (Div-F) RI - 10.0139Motilal Oswal Liquid Fund - Direct (Div-M) - 10.0357Motilal Oswal Liquid Fund - Direct (Div-Q) - 10.0067Motilal Oswal Liquid Fund - Direct (Div-W) RI - 10.0058Motilal Oswal Liquid Fund - Direct (G) - 10.7992Motilal Oswal Liquid Fund - Regular (Div-D) RI - 10.0055Motilal Oswal Liquid Fund - Regular (Div-F) RI - 10.0118Motilal Oswal Liquid Fund - Regular (Div-M) - 10.0371Motilal Oswal Liquid Fund - Regular (Div-Q) - 10.0073Motilal Oswal Liquid Fund - Regular (Div-W) RI - 10.013Motilal Oswal Liquid Fund - Regular (G) - 10.7743Motilal Oswal Long Term Equity Fund (D) - 14.0391Motilal Oswal Long Term Equity Fund (G) - 15.8441Motilal Oswal Long Term Equity Fund -Dir (D) - 15.1881Motilal Oswal Long Term Equity Fund -Dir (G) - 17.0518Motilal Oswal Midcap 30 Fund (D) - 15.605Motilal Oswal Midcap 30 Fund (G) - 21.844Motilal Oswal Midcap 30 Fund-Dir (D) - 15.9818Motilal Oswal Midcap 30 Fund-Dir (G) - 23.6252Motilal Oswal Multicap 35 Fund (D) - 20.8583Motilal Oswal Multicap 35 Fund (G) - 23.6755Motilal Oswal Multicap 35 Fund-Dir(D) - 20.8859Motilal Oswal Multicap 35 Fund-Dir(G) - 25.1116Motilal Oswal Nasdaq 100 FOF - Direct (G) - 16.4812Motilal Oswal Nasdaq 100 FOF - Regular (G) - 16.3765Motilal Oswal Nifty 50 Index Fund - Direct (G) - 8.7348Motilal Oswal Nifty 50 Index Fund (G) - 8.7162Motilal Oswal Nifty 500 Fund - Direct (G) - 9.8058Motilal Oswal Nifty 500 Fund (G) - 9.7534Motilal Oswal Nifty Bank Index Fund - Direct (G) - 7.9723Motilal Oswal Nifty Bank Index Fund (G) - 7.9302Motilal Oswal Nifty Midcap 150 Index Fund (G) - 10.1822Motilal Oswal Nifty Midcap 150 Index Fund-Dir (G) - 10.2368Motilal Oswal Nifty Next 50 Index Fund - Dir (G) - 9.2606Motilal Oswal Nifty Next 50 Index Fund (G) - 9.2291Motilal Oswal Nifty Smallcap 250 Index Fund (G) - 9.2344Motilal Oswal Nifty Smallcap 250 Index Fund-Dir(G) - 9.2842Motilal Oswal S&P 500 Index Fund - Direct (G) - 10.6126Motilal Oswal S&P 500 Index Fund (G) - 10.599Motilal Oswal Ultra Short Term Fund - Dir (Div-D) - 9.6149Motilal Oswal Ultra Short Term Fund - Dir (Div-F) - 9.6329Motilal Oswal Ultra Short Term Fund - Dir (Div-M) - 9.6217Motilal Oswal Ultra Short Term Fund - Dir (Div-Q) - 9.76Motilal Oswal Ultra Short Term Fund - Dir (Div-W) - 9.6255Motilal Oswal Ultra Short Term Fund - Dir (G) - 13.6235Motilal Oswal Ultra Short Term Fund (Div-D) - 9.6184Motilal Oswal Ultra Short Term Fund (Div-F) - 9.6286Motilal Oswal Ultra Short Term Fund (Div-M) - 9.6188Motilal Oswal Ultra Short Term Fund (Div-Q) - 9.7587Motilal Oswal Ultra Short Term Fund (Div-W) - 9.6218Motilal Oswal Ultra Short Term Fund (G) - 13.2477

Investment over indulgence? What’s your preference?

It is crucial to understand the importance of investing before spending. They both provide gains but it is necessary to understand the pattern of your spending cycle in order to invest wisely and yield higher benefits from your investments. Find out the benefits of the two and make the right choice. 

Spending before investing

There are some who believe in spending their earnings lavishly and invest whatever they are left with in the end. This is the first kind of person and is looking for short term satisfaction or short term gains. Spending more than investing will give you immediate satisfaction in the form of the purchased goods or service but it will not hold benefits or add value to your long –term financial goals. This type of person does not have discipline of saving or investing which one inculcates from his early days. His investment concentration is far lesser than his spending pattern. It can be explained simply with this example: When he comes to own a bag of seeds, this person chooses to eat it instead of planting them. 

Investing before spending

The other type of person plans out smartly. He invests first and then spends the remaining sum. He understands the importance of having future goals. He sets them as priority and makes sure his investment concentration is more than saving. He makes a conscious decision to invest a certain amount in various financial instruments while having a minimal expenditure margin. He has the sound knowledge that future expenses partly depends on his current financial plans and change of income in the future. He has the absolute understanding of changing lifestyle expenses and income in the future and safeguards himself by investing more than spending. It can be explained simply with this example: When this person owns a bag of seeds, he chooses to plant it for future benefits.

Do you invest first or spend?

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Disclaimer:The information herein alone is not sufficient and should not be used for the development or implementation of an investment strategy and shall not constitute as an investment advice. MOAMC shall not be liable for any direct or indirect loss arising from the use of any information contained in this document. Readers shall be fully responsible for any decision taken on the basis of this document. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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Mutual Fund investments are subject to market risks, read all scheme related documents carefully

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