Motilal Oswal Asset Management Company Ltd. (MOAMC) is a public limited company incorporated under the Companies Act, 1956 on November 14, 2008, having its Registered Office at 10th Floor, Motilal Oswal Tower, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025.
Motilal Oswal Asset Management Company Ltd. has been appointed as the Investment Manager to Motilal Oswal Mutual Fund by the Trustee vide Investment Management Agreement (IMA) dated May 21, 2009, executed between Motilal Oswal Trustee Company Ltd. and Motilal Oswal Asset Management Company Ltd.
Motilal Oswal 5 Year G-Sec Fund of Fund (G) - 10.06Motilal Oswal Asset Allocation Passive Fund of Fund – Aggressive (G) - 11.5619Motilal Oswal Asset Allocation Passive Fund of Fund – Aggressive-Dir (G) - 11.6162Motilal Oswal Asset Allocation Passive Fund of Fund – Conservative (G) - 11.1075Motilal Oswal Asset Allocation Passive Fund of Fund – Conservative-Dir(G) - 11.1657Motilal Oswal Dynamic Fund (Div-A) - 14.2389Motilal Oswal Dynamic Fund (Div-Q) - 12.3543Motilal Oswal Dynamic Fund (G) - 15.7118Motilal Oswal Dynamic Fund-Dir (Div-A) - 14.5224Motilal Oswal Dynamic Fund-Dir (Div-Q) - 12.6218Motilal Oswal Dynamic Fund-Dir (G) - 16.7093Motilal Oswal Equity Hybrid Fund - Direct (G) - 16.0407Motilal Oswal Equity Hybrid Fund - Regular (G) - 15.2018Motilal Oswal Flexi Cap Fund(D) - 26.1794Motilal Oswal Flexi Cap Fund(G) - 34.8271Motilal Oswal Flexi Cap Fund-Dir(D) - 26.3385Motilal Oswal Flexi Cap Fund-Dir(G) - 37.4617Motilal Oswal Focused 25 Fund - Direct (D) - 21.6313Motilal Oswal Focused 25 Fund - Direct (G) - 36.9509Motilal Oswal Focused 25 Fund (D) - 19.3139Motilal Oswal Focused 25 Fund (G) - 32.9077Motilal Oswal Large and Midcap Fund - Dir (D) - 18.2642Motilal Oswal Large and Midcap Fund - Dir (G) - 18.2797Motilal Oswal Large and Midcap Fund (D) - 17.5814Motilal Oswal Large and Midcap Fund (G) - 17.5814Motilal Oswal Liquid Fund - Direct (Div-D) RI - 10.0077Motilal Oswal Liquid Fund - Direct (Div-F) RI - 10.0085Motilal Oswal Liquid Fund - Direct (Div-M) - 10.0468Motilal Oswal Liquid Fund - Direct (Div-Q) - 10.0201Motilal Oswal Liquid Fund - Direct (Div-W) RI - 10.01Motilal Oswal Liquid Fund - Direct (G) - 11.3146Motilal Oswal Liquid Fund - Regular (Div-D) RI - 10.0055Motilal Oswal Liquid Fund - Regular (Div-F) RI - 10.0082Motilal Oswal Liquid Fund - Regular (Div-M) - 10.0459Motilal Oswal Liquid Fund - Regular (Div-Q) - 10.0194Motilal Oswal Liquid Fund - Regular (Div-W) RI - 10.017Motilal Oswal Liquid Fund - Regular (G) - 11.2622Motilal Oswal Long Term Equity Fund (D) - 21.8566Motilal Oswal Long Term Equity Fund (G) - 27.8228Motilal Oswal Long Term Equity Fund -Dir (D) - 26.1947Motilal Oswal Long Term Equity Fund -Dir (G) - 30.5626Motilal Oswal Midcap 30 Fund (D) - 28.5689Motilal Oswal Midcap 30 Fund (G) - 46.7655Motilal Oswal Midcap 30 Fund-Dir (D) - 29.7044Motilal Oswal Midcap 30 Fund-Dir (G) - 51.5741Motilal Oswal MSCI EAFE Top 100 Select Index Fund - Direct (G) - 10.3841Motilal Oswal MSCI EAFE Top 100 Select Index Fund (G) - 10.3751Motilal Oswal Multi Asset Fund - Direct (G) - 11.063Motilal Oswal Multi Asset Fund (G) - 10.8268Motilal Oswal Nasdaq 100 FOF - Direct (G) - 23.9249Motilal Oswal Nasdaq 100 FOF - Regular (G) - 23.6255Motilal Oswal Nifty 50 Index Fund - Direct (G) - 14.7707Motilal Oswal Nifty 50 Index Fund (G) - 14.6431Motilal Oswal Nifty 500 Fund - Direct (G) - 17.3617Motilal Oswal Nifty 500 Fund (G) - 17.0955Motilal Oswal Nifty Bank Index Fund - Direct (G) - 13.7039Motilal Oswal Nifty Bank Index Fund (G) - 13.4947Motilal Oswal Nifty Midcap 150 Index Fund (G) - 20.6177Motilal Oswal Nifty Midcap 150 Index Fund-Dir (G) - 20.9617Motilal Oswal Nifty Next 50 Index Fund - Dir (G) - 15.0571Motilal Oswal Nifty Next 50 Index Fund (G) - 14.8506Motilal Oswal Nifty Smallcap 250 Index Fund (G) - 22.4315Motilal Oswal Nifty Smallcap 250 Index Fund-Dir(G) - 22.7931Motilal Oswal S&P 500 Index Fund - Direct (G) - 15.2993Motilal Oswal S&P 500 Index Fund (G) - 15.1267Motilal Oswal Ultra Short Term Fund - Dir (Div-D) - 10.0964Motilal Oswal Ultra Short Term Fund - Dir (Div-F) - 10.121Motilal Oswal Ultra Short Term Fund - Dir (Div-M) - 10.1036Motilal Oswal Ultra Short Term Fund - Dir (Div-Q) - 10.249Motilal Oswal Ultra Short Term Fund - Dir (Div-W) - 10.1076Motilal Oswal Ultra Short Term Fund - Dir (G) - 14.3056Motilal Oswal Ultra Short Term Fund (Div-D) - 10.0199Motilal Oswal Ultra Short Term Fund (Div-F) - 10.031Motilal Oswal Ultra Short Term Fund (Div-M) - 10.0205Motilal Oswal Ultra Short Term Fund (Div-Q) - 10.166Motilal Oswal Ultra Short Term Fund (Div-W) - 10.0235Motilal Oswal Ultra Short Term Fund (G) - 13.8004

Mutual Fund FAQs

An investment vehicle that is made up of a pool of funds collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and similar assets. Mutual funds are operated by investment managers, who invest the fund's capital and attempt to produce capital gains and income for the fund's investors. A mutual fund's portfolio is structured and maintained to match the investment objectives stated in the scheme information document

Anybody with an investible surplus of as little as a few hundred rupees can invest in mutual funds. The investors buy units of a fund that best suits their investment objectives and future needs. A Mutual Fund invests the pool of money collected from the investors in a range of securities comprising equities, debt, money market instruments etc. after charging for the AMC fees. The income earned and the capital appreciation realised by the scheme, are shared by the investors in same proportion as the number of units owned by them

Securities Exchange Board of India (SEBI) is the regulatory body for all the mutual funds mentioned above. All the mutual funds must get registered with SEBI.

For a retail investor who does not have the time and expertise to analyze and invest in stocks and bonds, mutual funds offer a viable investment alternative.

This is because:

1. Mutual Funds provide the benefit of cheap access to expensive stocks

2. Mutual funds diversify the risk of the investor by investing in a basket of assets

3. A team of professional fund managers manages them with in-depth research inputs from     investment analysts.

4. Being institutions with good bargaining power in markets, mutual funds have access to crucial corporate information which individual investors cannot access.

There are several benefits from investing in a Mutual Fund.

A. Small investments: Mutual funds help you to reap the benefit of returns by a portfolio spread across a wide spectrum of companies with small investments. Such a spread would not have been possible without their assistance. Professional Fund Management: Professionals having considerable expertise, experience and resources manage the pool of money collected by a mutual fund. They analyze markets and the economy to select good investment opportunities.

B. Spreading Risk: An investor with a limited amount of fund might be able to invest in only one or two stocks / bonds, thus increasing his or her risk. However, a mutual fund will spread its risk by investing in a number of sound stocks or bonds, across sectors, so the risk is diversified, along with taking advantage of the position it holds. Also in cases of liquidity crisis where stocks are sold at a distress, mutual funds have the advantage of the redemption option at the NAVs (Net Asset Values).

C. Transparency and easy access to information: Mutual Funds regularly provide investors with information on the value of their investments. Mutual Funds also provide complete portfolio disclosure of the investments made by various schemes and also the proportion invested in each asset type and clearly layout their investment strategy to the investor.

D. Liquidity: Closed ended funds have their units listed at the stock exchange, thus they can be bought and sold at their market value. Over and above this the units can be directly redeemed to the Mutual Fund as and when they announce the repurchase.Open ended funds, the units are available for subscriptions redemption on all business days on an ongoing basis.

E. Choice: The large amount of Mutual Funds offer the investor a wide variety to choose from. An investor can pick up a MF scheme depending upon his risk / return profile.

F. Regulations: All the mutual funds are registered with SEBI and they function within the provisions of strict regulation designed to protect the interests of the investor

An investor can reduce his total risk by holding a portfolio of assets instead of only one asset. This is because by holding all your money in just one asset, the entire fortunes of your portfolio depend on this one asset. By creating a portfolio of a variety of assets, this risk is substantially reduced.

No. Mutual fund investments are not totally risk free. In fact, investing in mutual funds contains the same risk as investing in the markets, the only difference being that due to professional management of funds the controllable risks are substantially reduced.

A very important risk involved in mutual fund investments is the market risk. When the market is in doldrums, most of the equity funds will also experience a downturn. However, the company specific risks are largely eliminated due to professional fund management.

On the basis of Objective

A. Equity Funds/ Growth Funds

Funds that invest in equity shares are called equity funds. They carry the principal objective of capital appreciation of the investment over the medium to long-term. The returns in such funds are volatile since they are directly linked to the stock markets. They are best suited for investors who are seeking capital appreciation. There are different types of equity funds such as Diversified funds, Sector specific funds and Index based funds.

B. Diversified funds

These funds invest in companies spread across sectors. These funds are generally meant for risk-taking investors who are not bullish about any particular sector.

C. Sector funds

These funds invest primarily in equity shares of companies in a particular business sector or industry. These funds are targeted at investors who are extremely bullish about a particular sector.

D. Index funds

These funds-invest in the same pattern as popular market indices like CNX Nifty Index and BSE Index. The value of the index fund varies in proportion to the benchmark index.

E. Tax Saving Funds

These funds offer tax benefits to investors under the Income Tax Act.Opportunities provided under this scheme are in the form of tax rebates u/s 88, saving in Capital Gains u/s 54EA and 54EB and deductions u/s 80C. They are best suited for investors seeking tax concessions.

F. Debt / Income Funds

These Funds invest predominantly in high-rated fixed-income-bearing instruments like bonds, debentures, government securities, commercial paper and other money market instruments. They are best suited for the medium to long-term investors who are averse to risk and seek capital preservation. They provide regular income and safety to the investor.

G. Liquid Funds / Money Market Funds

These funds invest in highly liquid money market instruments. The period of investment could be as short as a day. They provide easy liquidity. They have emerged as an alternative for savings and short-term fixed deposit accounts with comparatively higher returns. These funds are ideal for Corporates, institutional investors and business houses who invest their funds for very short periods.

H. Gilt Funds

These funds invest in Central and State Government securities. Since they are Government backed bonds they give a secured return and also ensure safety of the principal amount. They are best suited for the medium to long-term investors who are averse to risk.

I. Balanced Funds

These funds invest both in equity shares and fixed-income-bearing instruments(debt) in prescribed proportion. They provide a steady return and reduce the volatility of the fund while providing some upside for capital appreciation. They are ideal for medium- to long-term investors willing to take moderate risks.

In an open-ended mutual fund there are no limits on the total size of the corpus. Investors are permitted to enter and exit the open-ended mutual fund at any point of time at a price that is linked to the net asset value (NAV). In case of closed-ended funds, the total size of the corpus is limited by the size of the initial offer.

NAV is the net asset value of the fund. In simpler words it reflects whatthe unit held by an investor is worth at current market prices.

Investors need to be clear that mutual funds are essentially medium to long term investments. Hence, short-term abnormal profits will not be sustainable in the long run. But in the medium to long run the mutual funds tend to outperform most other avenues of investments at the same time avoiding the risk of direct investment accompanied with professional fund management.

Mutual Funds give returns in two ways - Capital Appreciation or Dividend Distribution.

A. Capital Appreciation : An increase in the value of the units of the fund is known as capital appreciation. As the value of individual securities in the fund increases, the fund`s unit price increases. An investor can book a profit by selling the units at prices higher than the price at which he bought the units.

B. Dividend Distribution: The profit earned by the fund is distributed among unit holders in the form of dividends. Dividend distribution again is of two types. It can either be re-invested in the fund or can be on paid to the investor.

The NAVs are published in financial newspapers and also available on the AMFI website on a daily basis.

The charge collected by a Mutual Fund from an investor for selling the units or investing in it.

When a charge is collected at the time of entering into the scheme it is called an Entry load. The entry load percentage is added to the NAV at the time of allotment of units. However SEBI has now prohibited charging entry load on mutual fund schemes. An Exit load is a charge that is collected at the time of redeeming or for transfer between schemes (switch). The exit load percentage is deducted from the NAV at the time of redemption or transfer between schemes.

Some schemes do not charge any load and are called "No Load Schemes".

An exit load is a levy that an investor pays at the point of exit. This is levied to dissuade investors from exiting the fund. Assume that the current NAV of the fund is Rs.12.00 and that the exit load is Rs.0.50. Now if you sell 800 units then you stand to receive 800X11.5= Rs. 9200.

Yes. One can redeem part units also.

Though Close-Ended Mutual Funds are listed on the exchange they have a limited number of shares and trade at substantial premiums or more often at discounts to the actual NAV of the scheme. Also, they lack the transparency, as one does not know the constitution and value of the underlying portfolio on a daily basis.

In ETFs, the numbers of units issued are not limited and can be created/ redeemed throughout the day. ETFs rely on market makers and arbitrageurs to maintain liquidity so as to keep the price in line with the actual NAV.

Connect with us
+91-22 40548002 | 8108622222

Mutual Fund investments are subject to market risks, read all scheme related documents carefully

KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc), you need not undergo the same process again when you approach another intermediary

Site best viewed in IE 9.0+, Mozila Firefox 4.0+ and Google Chrome at 1024 x 768 pixels resolution