The Current Dilemma

Confused about which asset class to invest in?

Fixed Income

If one seeks safety returns are too low
If one seeks better returns, risks are too high.

Equity

Did I miss the bottom?
Are there more shocks yet to come?

Real Estate

I have seen below inflation returns for the last 10 years.
Will the cycle turn and if so how soon?

Gold

Is the rally already over?

So what exactly is Asset Allocation

The Working of Asset Allocation

A combination of 4 non co-related asset classes with low correlation can help smoothen the Wealth Creation Journey

Source: Bloomberg and MOAMC Internal research. *Data for CY20 is updated till June 30, 2020
Disclaimer: The above graph is used to explain the concept and is for illustration purpose only and should not used for development or implementation of an investment strategy. Past performance may or may not be sustained in future.

Presenting Motilal Oswal Multi Asset Fund

Why Multi Asset Fund?
 

A single asset class has periods of outperformance and periods of drawdowns.

How does a Multi Asset Fund work?

Using a mix of non-correlated asset classes yields a combination which has far lesser volatility and comparatively better risk adjusted returns.

What is on offer?
 

A diversified multi asset fund which aims to generate long term capital appreciation by investing in multiple asset classes a with lower volatility, yet aiming for reasonable returns.

MOVI Magic Comes into Play

Motilal Oswal Value Index (MOVI) is a proprietary index of Motilal Oswal Asset Management Company Limited (MOAMC) to determine the valuations and allocation to Equity is done basis the model

The above is for illustration purpose only. The actual result may vary from depicted results depending on scheme selected. It should not be construed to be indicative of scheme performance in any manner. Past performance may or may not be sustained in future.

Investment Approach - Equity

Large Cap Oriented portfolio based on an underlying framework of QGLP

Source: MOAMC internal analysis The above Table is used for illustration purpose only and should not used for development or implementation of an investment strategy

Fund Facts

Name of the Scheme Motilal Oswal Multi Asset Fund (MOFMAF)
Type of the Scheme An open ended scheme investing in Equity, International Equity Index Funds/ Equity ETFs, Debt and Money Market Instruments and Gold Exchange Traded Funds
Category of the Scheme Multi Asset Allocation
Investment Objective The investment objective is to generate long term capital appreciation by investing in a diversified portfolio comprises of Equity, International Equity Index Funds/ Equity ETFs, Debt and Money Market Instruments and Gold Exchange Traded Funds. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Benchmark 30% Nifty 50 TRI + 50 % Crisil Short Term Gilt Index + 10% Domestic Price of Gold + 10% S&P 500 Index (TRI)
MOVI Motilal Oswal Value Index (MOVI) is a proprietary index of Motilal Oswal Asset Management Company Limited (MOAMC). It is calculated taking into account Price to Earnings (P/E), Price to Book (P/B) and Dividend Yield of the Nifty 50 Index. The MOVI is calculated on 30 Daily Moving Average of the above parameters. A low MOVI level indicates that the market valuation appears to be cheap and one may allocate a higher percentage of their investments to Equity as an asset class. A high MOVI level indicates that the market valuation appears to be expensive and that one may reduce their equity allocation.
NSE Indices Ltd. (NSE) is the calculating agent of NIFTY MOVI. NSE shall calculate, compile, maintain and provide NIFTY MOVI values to Motilal Oswal Asset Management Company Ltd. NIFTY MOVI values will be published on the MOAMC website on a daily basis.
Plans The Scheme has two Plans:
(i) Regular Plan and
(ii) Direct Plan
Regular Plan is for Investors who purchase/subscribe units in a Scheme through any Distributor (AMFI Registered Distributor/ARN Holder). Direct Plan is for investors who purchase/subscribe units in a Scheme directly with the Fund and is not routed through a Distributor (AMFI Registered Distributor/ARN Holder).
Options Each Plan offers Growth Option.
Minimum Investment Rs. 500/- and in multiples of Re. 1/- thereafter.
Load Structure Entry Load: Nil
Exit Load:
1%- If redeemed on or before 3 months from the date of allotment.
Nil- If redeemed after 3 months from the date of allotment.
Fund Manager Fund Manager - Equity Component Fund Manager - Debt Component Fund Manager - International Equity Fund Manager - Gold
Mr. Siddharth Bothra Mr. Abhiroop Mukherjee Mr. Herin Visaria Mr. Swapnil Mayekar
Experience: 18 years Experience: 11 years Experience: 11 years Experience: 11 years
Product Labeling
This product is suitable for investors who are seeking
1) Long term capital appreciation by investing in a diversified portfolio.
2) Investing in Equity, International Equity Index Funds/ Equity ETFs, Debt and Money Market Instruments and Gold Exchange Traded Funds
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.