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Motilal Oswal Multi Asset Fund – the right mix

Every asset class has a role to play and contributes its own set of properties to give us a final asset allocation with properties much different from the properties of the original ingredients.

Instruments Allocations
(% of total assets)
Risk Profile
Minimum Maximum High / Medium / Low
Equity, Equity related instruments and International Equity Index Funds/ Equity ETFs^ 10 50 High
Debt, Money Market Instruments 40 80 Medium
Gold Exchange Traded Funds 10 20 Medium

^As per SEBI Circular no. SEBI/HO/IMD/DF3/CIR/P/2017/114 dated October 6, 2017, Foreign Securities will not be treated as a separate asset class and accordingly International Equity Index Funds/Equity ETFs have been included in Equity and Equity related instruments. The scheme intends to invest in International Equity Index Funds/Equity ETFs upto 20% of net assets.

Simulated Back-test Results : Zero Negative return
observations on a 3 year Rolling basis

Category

Multi Asset Strategy

CRISIL Composite Bond Fund Index

Nifty 50 TR Index

Minimum Returns
Maximum Returns
Average Returns

4.03%
16.42%
10.31%

2.25%
13.02%
6.97%

-5.01%
60.28%
16.85%

Negative Observations
0% to 4%

0
0

0%
observations

0
348

9.2%
observations

130
347

11.3%
observations

4% to 6%
6% to 8%

72
128

726
1694

258
305

8% to 10%
10% to 12%
12% to 14%
14% to 16%
Above 16%

1630
1376
463
101
18

94.7%
observations

704
249
67
0
0

26.9%
observations

342
419
376
285
1375

73.8%
observations

Source: Bloomberg and MOAMC Internal research. Disclaimer: The above data is used to explain the concept and is for illustration purpose only and should not used for development or implementation of an investment strategy. Past performance may or may not be sustained in future.

Backtested, hypothetical or simulated performance results have inherent limitations. Simulated results are achieved by the retroactive application of a backtested model itself designed with the benefit of past observations. The backtesting of performance differs from the actual account performance because the investment strategy may be adjusted at any time, for any reason and can continue to be changed until desired or better performance results are achieved. Alternative modeling techniques or assumptions might produce significantly different results and prove to be more appropriate. Past hypothetical backtest results are neither an indicator nor a guarantee of future returns. Actual results will vary from the analysis. Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, expressed or implied is made regarding future performance.

With "0%" of observations below 4% and ~ 95% of observations falling in above 8% returns for 3 year rolling period across 18 years test case period

Total number of observations are 3788. Returns are calculated on a daily rolling basis. Back-test returns are gross of expenses.

Asset Allocation

Scheme Details

      • Rs. 500/- and multiple of Re. 1/- thereafter (Minimum Installment – 12)
      • Rs. 500/- and multiple of Re. 1/- thereafter (Minimum Installment – 12)
      • Rs. 500/- and multiple of Re. 1/- thereafter (Minimum Installment – 12)
      • Rs. 1500/- and multiple of Re. 1/- thereafter (Minimum Installment – 4)
      • Rs. 6,000/- and multiple of Re. 1/- thereafter (Minimum Installment – 1)

Riskometer

Investors understand that their principal will be at
Moderately High risk

Downloads

Frequently Asked Question

  • An open ended scheme investing in Equity, International Equity Index Funds/ Equity ETFs, Debt and Money Market Instruments and Gold Exchange Traded Funds. The fund belongs to “Multi-Asset Allocation Fund” category as per SEBI norms on categorization and rationalization of mutual fund schemes.
  • A single asset class has periods of outperformance and periods of drawdowns. A multi-asset fund smoothens the investor experience by reducing the volatility.
  • Motilal Oswal Multi Asset Fund is not a balanced fund with some allocation to gold. It is a Multi asset fund with a fine balance of fixed income, domestic equity, gold and international equity.
  • Exposure to low correlating asset classes results in lower volatility for the entire portfolio.
  • The fund follows a disciplined investment framework for allocation to different asset classes.