Benefites of SIP Booster


Enhance Investment Proportionately

Increase your investment with increasing income over a longer period of time

03 02

Fastrack your wealth creation

Higher allocation to your SIPs with SIP Booster will help you stay on the path of achieving your financial goals.

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Automate your savings into SIP

Decide once on the frequency and the amount, SIP booster will automate your future SIP amount.


Simplifies investment

Now you don't need to create multiple SIPs in the same scheme. Have more money? Boost your existing SIP!

Lets us see how it works

1.The SIP top up can be availed in the same form when you sign up for the SIP. There is an additional column where you fill the Top-up amount, time of typing up like annually or six monthly.

2.The top-up amount can be fixed (like Rs 500 or in multiple of 500) or in percentage like 10% of base SIP amount). Both are different options and can help in increasing your regular SIP amount. Let’s see how these 2 options

Option 1 Fixed OptionPercentage Option
Suppose an Investor does an SIP of Rs 1000 with a booster of Rs 500 per YearSuppose an Investor does an SIP of Rs 1000 with a 20% booster per Year
Number of YearSIP AmountNumber of YearSIP Amount

3..The Top-up details cannot be modified once enrolled. In order to make any changes, the Investor must cancel the existing SIP and enroll for a fresh SIP with a Top-up.

Here is an interesting infographic for SIP Booster/Top-Up facility

As your income groes, so should your investment. SIP BOOSTER helps you to do this in disciplined manner

SIP Booster Facility provides an option to increase your SIP instalment mount at pre-defined intervals.

  • MS.A

  • MS.B

  • 10,000

  • 2005

  • 10,000

  • 10,000

  • 2006

  • 10,500

  • 10,000

  • 2007

  • 11,000

  • 10,000

  • 2008

  • 11,500

after 7 years
  • 10,000

  • 2015

  • 14,500

Growth of investment

  • Total investment
  • Total investment

A small booster of 500 can make a huge difference in wealth accumulated

Frequently Asked Questions

What is SIP Booster or SIP Top-up?

Asset Allocation is the implementation of an investment strategy that attempts to balance risk versus reward by adjusting the percentage of each asset in an investment portfolio according to the investor's risk tolerance, goals and investment time frame.

I already have a URN for my SIP, can I use that for SIP Booster?

Asset Allocation is considered as cornerstone of portfolio construction. The goal of asset allocation is to reduce risk through diversification by combining exposures to a variety of investments that have historically performed differently during various market conditions.

I already have a One Time Mandate (OTM) for my SIP, can I use that for SIP booster?

Keeping in mind risk aversion/risk appetite, the Motilal Oswal Asset Allocation Passive Fund of Fund - Conservative takes more exposure to less volatile asset i.e. Debt unlike the Motilal Oswal Asset Allocation Passive Fund of Fund - Aggressive which takes more exposure to more volatile asset i.e. Equities. The allocation has been provided in the subsequent FAQs.