Motilal Oswal Asset Management Company Ltd. (MOAMC) is a public limited company incorporated under the Companies Act, 1956 on November 14, 2008, having its Registered Office at 10th Floor, Motilal Oswal Tower, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025.
Motilal Oswal Asset Management Company Ltd. has been appointed as the Investment Manager to Motilal Oswal Mutual Fund by the Trustee vide Investment Management Agreement (IMA) dated May 21, 2009, executed between Motilal Oswal Trustee Company Ltd. and Motilal Oswal Asset Management Company Ltd.
MOSt Focused Dynamic Equity - Direct Plan – Annually Dividend - 11.7803MOSt Focused Dynamic Equity - Direct Plan – Quarterly Dividend - 11.8647MOSt Focused Dynamic Equity - Regular Plan – Annually Dividend - 11.6035MOSt Focused Dynamic Equity - Regular Plan – Quarterly Dividend - 11.6592MOSt Focused 25 Fund- Direct Plan (D) - 19.1294MOSt Focused 25 Fund- Direct Plan (G) - 22.7328MOSt Focused 25 Fund-(D) - 17.8367MOSt Focused 25 Fund-(G) - 21.2997MOSt Focused Long Term (D) - 17.0753MOSt Focused Long Term (G) - 17.6792MOSt Focused Long Term- Direct Plan(D) - 17.8073MOSt Focused Long Term- Direct Plan(G) - 18.4173MOSt Focused Midcap 30- Direct Plan(D) - 24.8632MOSt Focused Midcap 30- Direct Plan(G) - 28.2867MOSt Focused Midcap 30(D) - 23.6418MOSt Focused Midcap 30(G) - 26.9737MOSt Focused Multicap 35- Direct Plan(D) - 27.365MOSt Focused Multicap 35- Direct Plan(G) - 27.7024MOSt Focused Multicap 35(D) - 26.4032MOSt Focused Multicap 35(G) - 26.7398MOSt Ultra Short Term Bond Fund-Direct Plan-Fortnightly Dividend Option - 10.0059MOSt Ultra Short Term Bond Fund-Direct Plan-Monthly Dividend Option - 10.0245MOSt Ultra Short Term Bond Fund-Direct Plan-Quarterly Dividend Option - 10.1379MOSt Ultra Short Term Bond Fund-Direct Plan-Weekly Dividend Option - 10.0087MOSt Ultra Short Term Bond Fund-Regular Plan-Fortnightly Dividend Option - 10.0035MOSt Ultra Short Term Bond Fund-Direct Plan- Growth - 13.5213MOSt Ultra Short Term Bond Fund-Direct Plan-Daily Dividend Option - 10.0008MOSt Ultra Short Term Bond Fund-Regular Plan- Growth - 13.1971MOSt Ultra Short Term Bond Fund-Regular Plan-Daily Dividend Option - 10.011MOSt Ultra Short Term Bond Fund-Regular Plan-Monthly Dividend Payout - 10.0238MOSt Ultra Short Term Bond Fund-Regular Plan-Quarterly Dividend Payout - 10.139MOSt Ultra Short Term Bond Fund-Regular Plan-Weekly Dividend Option - 10.0083Motilal Oswal Most Focused Dyn Eq Fund (G) - 11.8674Motilal Oswal Most Focused Dynamic Equity Fund-Dir (Div-A) - 12.0447

5 Key myth busters around Mutual Funds

A widely held but ambigiuous or obscure belief is called a ‘myth’. These usually create hype about a particular subject or event which further conditions people to have the same or a similar perspective. Similarly there are plenty of myths about Mutual Fund investments too. To have a good investment experience, achieve financial goals and create wealth; investors should be able to bust the myths. Read to know 5 Key myth busters around Mutual Funds here;

"You need a lot of money to invest"

False! A lot is heard about the quantum of investment and how investors must have a lot of capital to invest. Many investors also feel that to be able to create wealth, large sums should be invested first and this often leads investors to chicken out. The fact is that to invest in a Mutual Fund scheme, one can begin their Systematic Investment Plan (SIP) investments with an amount as low as Rs. 500 (in Equity Linked Savings Scheme) and Rs. 1000 (other investments) respectively. As time goes by, investors can choose to increase the amount of their investment. *For instance, if your fund earns annualised returns of 12%, even a modest sum of Rs. 2,000 a month can grow to Rs. 20 lakh in 20 years.  Hence, one can avoid to not investing due to a small surplus. SIP also cultivates the practice of regular and disciplined investing, while ELSS locks the investment for 3 years which helps the money to grow without it being affected by market volatility. 

“You need to be an expert to invest”

False! To have knowledge about Mutual Funds can always be an advantage, but having little or no knowledge is not deterrent in making investments. On the contrary, Mutual Funds is a platform for people who want to create wealth or achieve their financial goals as their investments are managed by experienced and proficient fund managers and analysts. If an investor wants to know more about investing in a particular Mutual Fund scheme or its performance, then investment advisors or financial advisors are available  to assist and help in making decisions. 

“Equity is better”, “Debt is better” or “One cannot invest in both”

False! An investor invests in Mutual Funds because they have certain goals to achieve. These goals could be long-term or short-term goals and how they wish to achieve the same determines the selection of a fund, be it an equity-oriented fund or a debt-oriented fund. Equity funds and Debt funds have their own unique characteristics. At times, investors prefer to go with both and select a ‘Dynamic Fund’ or a ‘Balanced Fund’ that offers the advantage of calibrating itself according to market conditions. Therefore, the notion of one being better than the other is not accurate. It depends on the requirements of the investor. 

“Investing in best performing schemes give better returns”

False! The statement “Past performance may or may not be sustained in future” is no less than a statutory disclaimer which implies that regardless a funds consistent performance, it may not be the same always. Hence, the fact that a fund can underperform or not perform well at all should be taken into account before selecting to invest in a particular scheme. To gauge the performance of a scheme, one must know the process behind its performance.. However ratings provide the investor an insight, but they need to be tallied with performance to know the prospect of a fund. 

"Mutual Funds can make you rich"

False! Mutual Funds facilitate an investor to realize their financial dreams or create wealth. Investors invest a generous sum of their income or savings into a particular Mutual Fund scheme which in the long term generate returns. The notion that investing in Mutual Funds can make someone rich is incorrect. Mutual Fund investments are subject to market risks and situations. They do offer the potential of creating wealth and at times, wealth creation could take time. But it is the virtue of patience and discipline with which one can have a satisfactory experience while investing in Mutual Funds. 

*The above is for illustration purpose only. The actual result may vary from depicted results depending on scheme selected. It should not be construed to be indicative of scheme performance in any manner.

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Disclaimer:The information herein alone is not sufficient and should not be used for the development or implementation of an investment strategy and shall not constitute as an investment advice. MOAMC shall not be liable for any direct or indirect loss arising from the use of any information contained in this document. Readers shall be fully responsible for any decision taken on the basis of this document. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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