Motilal Oswal Asset Management Company Ltd. (MOAMC) is a public limited company incorporated under the Companies Act, 1956 on November 14, 2008, having its Registered Office at 10th Floor, Motilal Oswal Tower, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025.
Motilal Oswal Asset Management Company Ltd. has been appointed as the Investment Manager to Motilal Oswal Mutual Fund by the Trustee vide Investment Management Agreement (IMA) dated May 21, 2009, executed between Motilal Oswal Trustee Company Ltd. and Motilal Oswal Asset Management Company Ltd.
Motilal Oswal 5 Year G-Sec Fund of Fund (G) - 10.0217Motilal Oswal Asset Allocation Passive Fund of Fund – Aggressive (G) - 11.6363Motilal Oswal Asset Allocation Passive Fund of Fund – Aggressive-Dir (G) - 11.6763Motilal Oswal Asset Allocation Passive Fund of Fund – Conservative (G) - 11.1261Motilal Oswal Asset Allocation Passive Fund of Fund – Conservative-Dir(G) - 11.1688Motilal Oswal Dynamic Fund (Div-A) - 14.2934Motilal Oswal Dynamic Fund (Div-Q) - 12.4016Motilal Oswal Dynamic Fund (G) - 15.772Motilal Oswal Dynamic Fund-Dir (Div-A) - 14.5354Motilal Oswal Dynamic Fund-Dir (Div-Q) - 12.6335Motilal Oswal Dynamic Fund-Dir (G) - 16.7248Motilal Oswal Equity Hybrid Fund - Direct (G) - 16.5083Motilal Oswal Equity Hybrid Fund - Regular (G) - 15.7018Motilal Oswal Flexi Cap Fund(D) - 27.2133Motilal Oswal Flexi Cap Fund(G) - 36.2026Motilal Oswal Flexi Cap Fund-Dir(D) - 27.3228Motilal Oswal Flexi Cap Fund-Dir(G) - 38.8617Motilal Oswal Focused 25 Fund - Direct (D) - 22.6445Motilal Oswal Focused 25 Fund - Direct (G) - 38.6816Motilal Oswal Focused 25 Fund (D) - 20.2746Motilal Oswal Focused 25 Fund (G) - 34.5445Motilal Oswal Large and Midcap Fund - Dir (D) - 17.4052Motilal Oswal Large and Midcap Fund - Dir (G) - 17.4199Motilal Oswal Large and Midcap Fund (D) - 16.8117Motilal Oswal Large and Midcap Fund (G) - 16.8117Motilal Oswal Liquid Fund - Direct (Div-D) RI - 10.0077Motilal Oswal Liquid Fund - Direct (Div-F) RI - 10.0078Motilal Oswal Liquid Fund - Direct (Div-M) - 10.0562Motilal Oswal Liquid Fund - Direct (Div-Q) - 10.0294Motilal Oswal Liquid Fund - Direct (Div-W) RI - 10.0093Motilal Oswal Liquid Fund - Direct (G) - 11.2297Motilal Oswal Liquid Fund - Regular (Div-D) RI - 10.0055Motilal Oswal Liquid Fund - Regular (Div-F) RI - 10.0074Motilal Oswal Liquid Fund - Regular (Div-M) - 10.0547Motilal Oswal Liquid Fund - Regular (Div-Q) - 10.0283Motilal Oswal Liquid Fund - Regular (Div-W) RI - 10.0162Motilal Oswal Liquid Fund - Regular (G) - 11.1816Motilal Oswal Long Term Equity Fund (D) - 21.5252Motilal Oswal Long Term Equity Fund (G) - 27.401Motilal Oswal Long Term Equity Fund -Dir (D) - 25.7245Motilal Oswal Long Term Equity Fund -Dir (G) - 30.0141Motilal Oswal Midcap 30 Fund (D) - 26.6253Motilal Oswal Midcap 30 Fund (G) - 43.584Motilal Oswal Midcap 30 Fund-Dir (D) - 27.6105Motilal Oswal Midcap 30 Fund-Dir (G) - 47.9385Motilal Oswal Multi Asset Fund - Direct (G) - 11.0504Motilal Oswal Multi Asset Fund (G) - 10.8467Motilal Oswal Nasdaq 100 FOF - Direct (G) - 24.5725Motilal Oswal Nasdaq 100 FOF - Regular (G) - 24.2877Motilal Oswal Nifty 50 Index Fund - Direct (G) - 15.1429Motilal Oswal Nifty 50 Index Fund (G) - 15.0261Motilal Oswal Nifty 500 Fund - Direct (G) - 17.4922Motilal Oswal Nifty 500 Fund (G) - 17.2501Motilal Oswal Nifty Bank Index Fund - Direct (G) - 14.8144Motilal Oswal Nifty Bank Index Fund (G) - 14.6103Motilal Oswal Nifty Midcap 150 Index Fund (G) - 20.2801Motilal Oswal Nifty Midcap 150 Index Fund-Dir (G) - 20.5801Motilal Oswal Nifty Next 50 Index Fund - Dir (G) - 14.9702Motilal Oswal Nifty Next 50 Index Fund (G) - 14.7873Motilal Oswal Nifty Smallcap 250 Index Fund (G) - 20.9342Motilal Oswal Nifty Smallcap 250 Index Fund-Dir(G) - 21.236Motilal Oswal S&P 500 Index Fund - Direct (G) - 15.5415Motilal Oswal S&P 500 Index Fund (G) - 15.3866Motilal Oswal Ultra Short Term Fund - Dir (Div-D) - 10.0265Motilal Oswal Ultra Short Term Fund - Dir (Div-F) - 10.0505Motilal Oswal Ultra Short Term Fund - Dir (Div-M) - 10.0336Motilal Oswal Ultra Short Term Fund - Dir (Div-Q) - 10.1781Motilal Oswal Ultra Short Term Fund - Dir (Div-W) - 10.0377Motilal Oswal Ultra Short Term Fund - Dir (G) - 14.2066Motilal Oswal Ultra Short Term Fund (Div-D) - 9.9638Motilal Oswal Ultra Short Term Fund (Div-F) - 9.9746Motilal Oswal Ultra Short Term Fund (Div-M) - 9.9644Motilal Oswal Ultra Short Term Fund (Div-Q) - 10.1091Motilal Oswal Ultra Short Term Fund (Div-W) - 9.9674Motilal Oswal Ultra Short Term Fund (G) - 13.7231

5 Key benefits of investing via Mutual Funds over direct-equity investing

The general assumption of an investor of the equity stock market is that it is an easy platform to make quick money; but what they are not aware of is that it requires sufficient research, knowledge, abundance of time & patience, thorough understanding of the market, etc. to create wealth. The lack of these often results in the investors having a negative experience of investing not just directly in the equity stock market but as a while may discourage them to invest in any form in the future.
However, equity investing is not an achievable task for those who are well-versed with the nuances of investing in the equity stock market. Read 5 Key benefits of investing via Mutual Funds over direct-equity investing here;

Sirf ek sawaal, kya aapke returns hain index se zyada khush-haal?

An investor’s basic expectation while investing in the stock market is that his/her equity portfolio should perform better than other investment avenues. This requires the investor to first, compare the portfolio returns with the indices. And then, select an appropriate benchmark or index for which the investor needs to assess the market capitalization segment of the stocks in the equity portfolio. For instance, if the portfolio consists of large cap stocks, the ideal benchmark for gauging the portfolio’s performance would be Nifty 50 Index or BSE Sensex. One could quite easily beat the benchmark through investing directly in equity, only when you have time to participate in the stock market and research extensively to pick the right stocks and give right weightage for which constant market movement analysis and accurate decision-making is required to it OR simply leave it to an expert by investing in Mutual Funds. The fund manager identifies the stocks that are needed for a well-rounded portfolio and is backed by a team of research analysts who identify the performing and under-performing stocks through meticulous analysis.

Sirf ek sawaal, kya diversification ka rakha hai aapne khayaal?

A cricket team consists of 11 players, which has a perfect mix of batsmen, bowlers, wicket-keepers, fielders and all-rounders. Every player has their own forte to not just give an outstanding performance, but to win the match as well. Similarly, in equity investing; an investor could diversify his/her portfolio across market caps and sectors depending upon the risk appetite. One could arrive at an appropriate diversification as per your investment style only when you have the time and expertise to assess your risk appetite, current financial status and goals for which direct equity investors must have clarity on the business and the underlying business fundamentals to gauge whether or not the stocks they intend to purchase match their financial goals OR simply leave it to an expert by investing in Mutual Funds. An investor who invests in Mutual Funds is offered the advantage of investing in schemes that are according to their risk appetite and financial objectives; could be referred by the reading the Riskometer’ which has five levels of risk viz. Low, Moderately Low, Moderate, Moderately High and High. Those who wish to invest aggressively can invest their money in the schemes labelled as ‘HIGH’ in the product label and investors who have a slightly lower risk appetite can invest in products labelled as ‘Moderately High’. These Mutual Fund schemes are backed by experts with layers of rich experience and expertise that help make decisions aligned with the objectives of the particular Mutual Fund scheme and the extent of risks involved in them.

Sirf ek sawaal, kya tips ne kiya aapke investments ko barbaad?

A very common practise or phenomena of direct equity investors is to invest in stocks based on the ‘TIPS’ they receive from friends, family and from the brokerage houses without understanding the intrinsic value of the stocks. As believed by all investment pundits globally, there is nothing wrong termed as ‘TIP’ in the stock market. Investors should opt to invest only when they understand the business fundamentals of the company and foresee the growth in earnings over the next few quarters. Essentially, one should research well enough before investing in any stock and not just by looking at the face value of the stocks as earnings drive the share price in the long run. One could succeed in exploring the underlying business fundaments, only if they have enough time and expertise to decode the balance sheet, management, business strategy, etc. OR simply leave it to an expert by investing in Mutual Funds. The benefit a Mutual Fund investor gets is that his/her portfolio is managed by a fund manager who knows when to include a stock in the portfolio. This is because he/she and the team are proficient in nuances of equity investing and the underlying business fundaments of the businesses. They base their decisions on their proficiency and not on rumours, tips or predictions.

Sirf ek sawaal, kya apne stocks par hai aapka dhyaan?

Would you buy a sweater to protect you when it rains or an umbrella to protect you from the biting lashes of the wind in winter? Similarly, in equity investing, you should know when, what and how much to buy or hold or sell. For instance, you’ve spent enough time to research about a company before investing in them. And its products were in demand as the stock price rallied with the earnings of the company. Also, the products were expected to perform at a similar rate or better in the future. But unfortunately; an event like a fault in the manufacturing unit could adversely affect the share price. Therefore, it is essential to not just pick the right stocks, but also keep a 24X7 tab on your stocks to exit at the right time. One could regularly monitor the stocks in the equity portfolio only when he/she has enough time and knowledge to know when to take the right call OR simply leave it to an expert by investing in Mutual Funds. The Mutual Fund investor gets the advantage of having his/her portfolio managed by experts who put in meticulous research on each and every stock they purchase, hold and sell. The fund manager knows the right time to buy a stock and exit the stock when it does not perform as per its potential.

Sirf ek sawaal, kya pata hai aapko Mutual Funds ke baaki laabh?

Investors who prefer to invest directly in the equity stock market, technically have to do most of the tasks on their own. It’s a DIY – Do it yourself method. Right from selecting the right stocks that are required in the investment portfolio to constantly keeping  a check on the market trends and further monitoring the stocks, they’ve to do it all by themselves. They also need to ensure that the decisions they make are in-sync with their financial objectives. Also, by investing directly in the equity stock market for a shorter time frame, the investors are not advantageous to any tax benefit. Direct equity investors buy and sell shares according to market valuations and available news. One could invest in the equity stock market directly if the investor thoroughly understands the growth potential of the companies and future prospects. This requires experience, expertise, patience and time OR simply leaves it to an expert by investing in Mutual Funds. Investors investing in Mutual Funds are exposed to plethora of schemes and fund houses to choose from. The investor can select a scheme based upon the track record, the scheme objective and his/her financial goals. He could also take the help of a financial advisor. Those who want to save tax can opt for ELSS with minimum lock-in of 3 years while those wish to stay invested for a longer period can invest in a variety of equity or dynamic funds. This helps in building a diversified portfolio at a lower cost.

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Disclaimer:The information herein alone is not sufficient and should not be used for the development or implementation of an investment strategy and shall not constitute as an investment advice. MOAMC shall not be liable for any direct or indirect loss arising from the use of any information contained in this document. Readers shall be fully responsible for any decision taken on the basis of this document. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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