Motilal Oswal Asset Management Company Ltd. (MOAMC) is a public limited company incorporated under the Companies Act, 1956 on November 14, 2008, having its Registered Office at 10th Floor, Motilal Oswal Tower, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025.
Motilal Oswal Asset Management Company Ltd. has been appointed as the Investment Manager to Motilal Oswal Mutual Fund by the Trustee vide Investment Management Agreement (IMA) dated May 21, 2009, executed between Motilal Oswal Trustee Company Ltd. and Motilal Oswal Asset Management Company Ltd.
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Motilal Oswal Dynamic Fund (Div-A) - 13.6878Motilal Oswal Dynamic Fund (Div-Q) - 12.0151Motilal Oswal Dynamic Fund (G) - 14.5514Motilal Oswal Dynamic Fund-Dir (Div-A) - 14.0296Motilal Oswal Dynamic Fund-Dir (Div-Q) - 12.1136Motilal Oswal Dynamic Fund-Dir (G) - 15.2822Motilal Oswal Equity Hybrid Fund - Direct (G) - 14.1576Motilal Oswal Equity Hybrid Fund - Regular (G) - 13.6338Motilal Oswal Focused 25 Fund - Direct (D) - 22.2835Motilal Oswal Focused 25 Fund - Direct (G) - 32.4606Motilal Oswal Focused 25 Fund (D) - 20.1646Motilal Oswal Focused 25 Fund (G) - 29.2643Motilal Oswal Large and Midcap Fund - Dir (D) - 12.6429Motilal Oswal Large and Midcap Fund - Dir (G) - 12.6428Motilal Oswal Large and Midcap Fund (D) - 12.3685Motilal Oswal Large and Midcap Fund (G) - 12.3684Motilal Oswal Liquid Fund - Direct (Div-D) RI - 10.0077Motilal Oswal Liquid Fund - Direct (Div-F) RI - 10.0078Motilal Oswal Liquid Fund - Direct (Div-M) - 10.0423Motilal Oswal Liquid Fund - Direct (Div-Q) - 10.0157Motilal Oswal Liquid Fund - Direct (Div-W) RI - 10.0058Motilal Oswal Liquid Fund - Direct (G) - 10.9672Motilal Oswal Liquid Fund - Regular (Div-D) RI - 10.0055Motilal Oswal Liquid Fund - Regular (Div-F) RI - 10.0074Motilal Oswal Liquid Fund - Regular (Div-M) - 10.0415Motilal Oswal Liquid Fund - Regular (Div-Q) - 10.015Motilal Oswal Liquid Fund - Regular (Div-W) RI - 10.013Motilal Oswal Liquid Fund - Regular (G) - 10.9331Motilal Oswal Long Term Equity Fund (D) - 18.6549Motilal Oswal Long Term Equity Fund (G) - 21.0533Motilal Oswal Long Term Equity Fund -Dir (D) - 20.3331Motilal Oswal Long Term Equity Fund -Dir (G) - 22.8282Motilal Oswal Midcap 30 Fund (D) - 21.3245Motilal Oswal Midcap 30 Fund (G) - 29.8501Motilal Oswal Midcap 30 Fund-Dir (D) - 21.9937Motilal Oswal Midcap 30 Fund-Dir (G) - 32.5123Motilal Oswal Multi Asset Fund - Direct (G) - 10.4851Motilal Oswal Multi Asset Fund (G) - 10.414Motilal Oswal Multicap 35 Fund (D) - 27.4026Motilal Oswal Multicap 35 Fund (G) - 31.1037Motilal Oswal Multicap 35 Fund-Dir(D) - 27.577Motilal Oswal Multicap 35 Fund-Dir(G) - 33.1564Motilal Oswal Nasdaq 100 FOF - Direct (G) - 19.9731Motilal Oswal Nasdaq 100 FOF - Regular (G) - 19.8035Motilal Oswal Nifty 50 Index Fund - Direct (G) - 11.9261Motilal Oswal Nifty 50 Index Fund (G) - 11.8751Motilal Oswal Nifty 500 Fund - Direct (G) - 13.4377Motilal Oswal Nifty 500 Fund (G) - 13.3193Motilal Oswal Nifty Bank Index Fund - Direct (G) - 11.7264Motilal Oswal Nifty Bank Index Fund (G) - 11.6236Motilal Oswal Nifty Midcap 150 Index Fund (G) - 14.4811Motilal Oswal Nifty Midcap 150 Index Fund-Dir (G) - 14.6097Motilal Oswal Nifty Next 50 Index Fund - Dir (G) - 11.8439Motilal Oswal Nifty Next 50 Index Fund (G) - 11.7624Motilal Oswal Nifty Smallcap 250 Index Fund (G) - 13.9638Motilal Oswal Nifty Smallcap 250 Index Fund-Dir(G) - 14.0883Motilal Oswal S&P 500 Index Fund - Direct (G) - 12.5663Motilal Oswal S&P 500 Index Fund (G) - 12.503Motilal Oswal Ultra Short Term Fund - Dir (Div-D) - 9.78Motilal Oswal Ultra Short Term Fund - Dir (Div-F) - 9.7991Motilal Oswal Ultra Short Term Fund - Dir (Div-M) - 9.7869Motilal Oswal Ultra Short Term Fund - Dir (Div-Q) - 9.9277Motilal Oswal Ultra Short Term Fund - Dir (Div-W) - 9.7909Motilal Oswal Ultra Short Term Fund - Dir (G) - 13.8575Motilal Oswal Ultra Short Term Fund (Div-D) - 9.7797Motilal Oswal Ultra Short Term Fund (Div-F) - 9.7901Motilal Oswal Ultra Short Term Fund (Div-M) - 9.7802Motilal Oswal Ultra Short Term Fund (Div-Q) - 9.9224Motilal Oswal Ultra Short Term Fund (Div-W) - 9.7831Motilal Oswal Ultra Short Term Fund (G) - 13.4698

5 Key mistakes investors should avoid while investing in SIP

Systematic Investment Plan (SIP) is a facility offered by Mutual Funds to investors wherein investors can invest in Mutual Fund Schemes on a fortnightly, monthly, quarterly or annual basis. While SIP is a boon to investors as it not only avoids the investors from timing the market but facilitates them in their wealth creation journey in a disciplined manner in the long run. Irrespective of SIP offering multiple benefits to Mutual Fund investors, many at times investors end up making mistakes that could lead them to booking losses or miscalculating the SIP amount or the target amount. Read 5 key SIP mistakes investors should avoid here;

Know yourself to know your SIP amount better

The fundamental quality of SIP that makes it different from other forms of investments is that you can start investing with small amounts. Quite often, many investors choose to commit a huge amount for SIP without realising their current financial status, this could lead the investor either to drop out from the commitment in midway or lose interest in investing further or future. Similarly, committing a smaller SIP amount could be insufficient to reach the target amount. The ideal way to commit an SIP amount is to evaluate your current financial status, risk profile and the goal for which you are investing so that your SIP does not pose as a financial burden in the long run.

If you want joy in the long-term, don’t think short-term

A very common SIP mistake made by investors is that they invest for a shorter while. Quite often, investors do not understand that the value of their SIP does not rely solely on the amount that is invested, but also on the time period – the longer you stay invested, higher will be the value of your investments. For instance, if you choose to invest Rs. 5,000 every month in a SIP for 5 years, the total value invested would be Rs. 3 lacs; while the total value created from those investments would be Rs. 4.12 lacs in 5 years at an assumed rate of 12%. By investing in SIP, you have created over Rs. 1.12 lacs in a span of 5 years. And if you had remain invested for another 10 years, the total value invested would be Rs. 9 lacs; while the total value created in 15 years would be Rs. 25.23 lacs at 12% per annum. The investment value is created by the time period of investment and thus benefits from the power of compounding. The ideal way to invest in a SIP is by staying invested for a longer period of time.

‘Boost’ could be the secret of your wealth creation journey

Starting a SIP at the early stage of your life with a small amount is a good habit as you couldn’t have afforded to invest or commit a large amount considering your income or salary. As you grow professionally, your salary also grows simultaneously so will be your financial goals or aspirations. Why not your SIP commitment? For instance, your initial goal was to go on a domestic holiday costing you Rs. 50,000. Hence, you started with Rs. 1,000 SIP a month for two years. However, after two years you decided to to go on an international holiday destination. But Rs. 1000 a month won’t help you realise the dream. Hence it’s wise to fuel your existing SIP as and when there is a financially high period such as annual appraisal or bonus to meet your dynamic goals.

For needs that are ‘small’, now that’s a ‘big’ fallacy

A common misconception around SIP is that it’s meant to be invested in small amounts as it’s often communicated as a low-ticket size investment facility. In actuality, it is to encourage mass participation in SIP among investors who want to benefit from the prosperity of the equity market with as low as Rs. 1000. Your SIP commitment should be determined by your current financial status and the goal for which you are starting the SIP. There is no upper limit to the amount you wish to invest in SIP. For instance, if you are aiming to buy a house in next 10 years; then you could allot Rs. 2 lacs for investing in SIP that would grow to Rs. 4.65 Crs. at an assumed rate of 12%.

'Growth' is a good change

An investor before investing is presented with two options, either Growth or Dividend. Dividend is a withdrawal from the corpus and so, the effect of compounding is reduced and it subsequently affects the growth of your targeted corpus while if no dividends are paid or declared and thus, the corpus would grow and benefit from compounding. The better way of investing in SIP is by opting for Growth option wherein, there is a minimal effect on your corpus. Despite opting for a Dividend option initially, you can switch to growth option or go for dividend reinvestment option, which can give you the same benefits as the growth option or vice versa

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Disclaimer:The information herein alone is not sufficient and should not be used for the development or implementation of an investment strategy and shall not constitute as an investment advice. MOAMC shall not be liable for any direct or indirect loss arising from the use of any information contained in this document. Readers shall be fully responsible for any decision taken on the basis of this document. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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