• MUTUAL FUND
  • INDEX FUND
  • ETF
  • PMS
  • AIF
  • PARTNERS
  • INVESTOR EDUCATION
  • INTERNATIONAL BUSINESS
No Result
View All Result
  • Home
  • Blog
    Large-cap Stocks, Small-cap Stocks, Mid-cap Stocks — What is the difference?

    Large-cap Stocks, Small-cap Stocks, Mid-cap Stocks — What is the difference?

    How to save tax on mutual funds?

    How to save tax on mutual funds?

    The Benefits of Investing in ELSS Funds for Long-Term Wealth Creation

    The Benefits of Investing in ELSS Funds for Long-Term Wealth Creation

    Systematic Investment Plan – Advantages, Meaning & Types

    Systematic Investment Plan – Advantages, Meaning & Types

    Mutual Fund Redemption — Everything you need to know

    Mutual Fund Redemption — Everything you need to know

    Mutual Fund vs ETF — Which one is Right For You

    Mutual Fund vs ETF — Which one is Right For You

    What are Flexi cap Funds and why you should be investing in them.

    What are Flexi cap Funds and why you should be investing in them.

    What are ELSS Funds and why should you invest in them.

    What are ELSS Funds and why should you invest in them.

    What are Debt Funds and why you should invest in them

    What are Debt Funds and why you should invest in them

    Trending Tags

    • Videos
      Understanding the different Mutual Fund categorizations by Market Cap

      Understanding the different Mutual Fund categorizations by Market Cap

      Investing in Lumpsum or SIP

      Investing in Lumpsum or SIP

      Performance be a by-product

      Performance be a by-product

      What is Real Investing and why it requires grit and stubbornness?

      What is Real Investing and why it requires grit and stubbornness?

      5 Reason to Boost your SIP

      5 Reason to Boost your SIP

      Understanding the types of Mutual Funds

      Understanding the types of Mutual Funds

      Why SWP is wise decision than investing in Fixed Deposits?

      Why SWP is wise decision than investing in Fixed Deposits?

      Why you should diversify your portfolio?

      Why you should diversify your portfolio?

      What is NAV

      What is NAV

      Trending Tags

      • Mutual Fund Basics
      • Financial Goals
      • Asset Allocation
      • Basics of Investing
      • SIP
    • Podcast
      Ep. 13: Wisdom Tree (Part 2)

      Ep. 13: Wisdom Tree (Part 2)

      Ep. 12: Wisdom Tree (Part 1)

      Ep. 12: Wisdom Tree (Part 1)

      Ep. 11: The Investor’s Playbook

      Ep. 11: The Investor’s Playbook

      Ep. 10: Evolution of Indian FMCG Sector

      Ep. 10: Evolution of Indian FMCG Sector

      Ep. 09: Evolution of Indian Pharmaceutical Sector

      Ep. 09: Evolution of Indian Pharmaceutical Sector

      Ep. 08: Value Migration

      Ep. 08: Value Migration

      Ep. 07: Wealth Creation Studies

      Ep. 07: Wealth Creation Studies

      Ep. 06: Evolution of Indian Infrastructure & Capital Goods Sector

      Ep. 06: Evolution of Indian Infrastructure & Capital Goods Sector

      Ep. 05: Evolution of Indian Automobile Sector

      Ep. 05: Evolution of Indian Automobile Sector

      Trending Tags

      • Basics of Equity
    • 5 Keys of Investing
      5 Key points to keep in mind for budding investors

      5 Key points to keep in mind for budding investors

      5 Key ways to handle market volatility

      5 Key ways to handle market volatility

      5 Key New Year resolutions for investors

      5 Key New Year resolutions for investors

      5 Key situations and errors to be avoided by investors

      5 Key situations and errors to be avoided by investors

      5 Key investing lessons from the Mahabharata

      5 Key investing lessons from the Mahabharata

      5 Key investment lessons we could learn from Holi

      5 Key investment lessons we could learn from Holi

      5 Key reasons why ELSS could be preferred over other tax-saving options

      5 Key reasons why ELSS could be preferred over other tax-saving options

      5 Key benefits of investing via Mutual Funds over direct-equity investing

      5 Key benefits of investing via Mutual Funds over direct-equity investing

      5 Key mistakes investors should avoid while investing in ELSS

      5 Key mistakes investors should avoid while investing in ELSS

      Trending Tags

      • Basics of Investing
      • Basics of Equity
      • Financial Goals
      • Index Fund
      • Asset Allocation
      • SIP
      • Mutual Fund Basics
    • Wealth Creation Thoughts
    • Home
    • Blog
      Large-cap Stocks, Small-cap Stocks, Mid-cap Stocks — What is the difference?

      Large-cap Stocks, Small-cap Stocks, Mid-cap Stocks — What is the difference?

      How to save tax on mutual funds?

      How to save tax on mutual funds?

      The Benefits of Investing in ELSS Funds for Long-Term Wealth Creation

      The Benefits of Investing in ELSS Funds for Long-Term Wealth Creation

      Systematic Investment Plan – Advantages, Meaning & Types

      Systematic Investment Plan – Advantages, Meaning & Types

      Mutual Fund Redemption — Everything you need to know

      Mutual Fund Redemption — Everything you need to know

      Mutual Fund vs ETF — Which one is Right For You

      Mutual Fund vs ETF — Which one is Right For You

      What are Flexi cap Funds and why you should be investing in them.

      What are Flexi cap Funds and why you should be investing in them.

      What are ELSS Funds and why should you invest in them.

      What are ELSS Funds and why should you invest in them.

      What are Debt Funds and why you should invest in them

      What are Debt Funds and why you should invest in them

      Trending Tags

      • Videos
        Understanding the different Mutual Fund categorizations by Market Cap

        Understanding the different Mutual Fund categorizations by Market Cap

        Investing in Lumpsum or SIP

        Investing in Lumpsum or SIP

        Performance be a by-product

        Performance be a by-product

        What is Real Investing and why it requires grit and stubbornness?

        What is Real Investing and why it requires grit and stubbornness?

        5 Reason to Boost your SIP

        5 Reason to Boost your SIP

        Understanding the types of Mutual Funds

        Understanding the types of Mutual Funds

        Why SWP is wise decision than investing in Fixed Deposits?

        Why SWP is wise decision than investing in Fixed Deposits?

        Why you should diversify your portfolio?

        Why you should diversify your portfolio?

        What is NAV

        What is NAV

        Trending Tags

        • Mutual Fund Basics
        • Financial Goals
        • Asset Allocation
        • Basics of Investing
        • SIP
      • Podcast
        Ep. 13: Wisdom Tree (Part 2)

        Ep. 13: Wisdom Tree (Part 2)

        Ep. 12: Wisdom Tree (Part 1)

        Ep. 12: Wisdom Tree (Part 1)

        Ep. 11: The Investor’s Playbook

        Ep. 11: The Investor’s Playbook

        Ep. 10: Evolution of Indian FMCG Sector

        Ep. 10: Evolution of Indian FMCG Sector

        Ep. 09: Evolution of Indian Pharmaceutical Sector

        Ep. 09: Evolution of Indian Pharmaceutical Sector

        Ep. 08: Value Migration

        Ep. 08: Value Migration

        Ep. 07: Wealth Creation Studies

        Ep. 07: Wealth Creation Studies

        Ep. 06: Evolution of Indian Infrastructure & Capital Goods Sector

        Ep. 06: Evolution of Indian Infrastructure & Capital Goods Sector

        Ep. 05: Evolution of Indian Automobile Sector

        Ep. 05: Evolution of Indian Automobile Sector

        Trending Tags

        • Basics of Equity
      • 5 Keys of Investing
        5 Key points to keep in mind for budding investors

        5 Key points to keep in mind for budding investors

        5 Key ways to handle market volatility

        5 Key ways to handle market volatility

        5 Key New Year resolutions for investors

        5 Key New Year resolutions for investors

        5 Key situations and errors to be avoided by investors

        5 Key situations and errors to be avoided by investors

        5 Key investing lessons from the Mahabharata

        5 Key investing lessons from the Mahabharata

        5 Key investment lessons we could learn from Holi

        5 Key investment lessons we could learn from Holi

        5 Key reasons why ELSS could be preferred over other tax-saving options

        5 Key reasons why ELSS could be preferred over other tax-saving options

        5 Key benefits of investing via Mutual Funds over direct-equity investing

        5 Key benefits of investing via Mutual Funds over direct-equity investing

        5 Key mistakes investors should avoid while investing in ELSS

        5 Key mistakes investors should avoid while investing in ELSS

        Trending Tags

        • Basics of Investing
        • Basics of Equity
        • Financial Goals
        • Index Fund
        • Asset Allocation
        • SIP
        • Mutual Fund Basics
      • Wealth Creation Thoughts
      No Result
      View All Result
      Motilal Oswal
      No Result
      View All Result
      Home 5 Keys of Investing

      5 Key facilities offered by Mutual Funds and their benefits
      0 / 5 Rating 0 Count 0

      Your page rank:

      3
      SHARES
      259
      VIEWS

      While there are various categories of Mutual Fund schemes, there are different varieties of facilities as well. These facilites can be opted by the investor to direct their Mutual Fund investments to make regular investments, to transfer funds from one scheme to another scheme, to withdraw a fixed amount etc. Read 5 Key plans offered by Mutual Funds and their benefits here;

      A plan that helps you invest systematically

      A popular plan offered by all Mutual Fund houses, Systematic Investment Plan or SIP as referred commonly is an efficient plan for investors to make regular & disciplined investments without needing to time the market. SIP can help you achieve your financial goals by starting with a small sum of amount (amount as low as Rs. 500/- or Rs. 1000/-) invested periodically. It also prevents you from timing the market with its automatic market timing mechanism of Rupee-Cost Averaging. Another notable feature of SIP is ‘Power of Compounding’ where the periodic investments generate returns over the invested period and similarly the returns upon the previous investment get added to the new investment. To know more about SIP, visit http://www.motilaloswalmf.com/knowledge-centre/5-keys-of-investing/5-key-features-of-systematic-investment-plan-sip/11

      A plan that helps transfer funds from A to B

      Systematic Transfer Plan (STP) can help you stagger your investments over a period of time and maintain a balance of risk and return. Here, funds are transferred from one fund to the other. This facility is mostly favoured by investors who have invested lumpsum in a liquid or debt fund and want to systematically/periodically transfer to a balanced or equity fund. Otherwise, fund managers use this feature internally to rebalance the portfolio across debt and equities during market volatility. Investors who opt for STP need not bother about cash availability. Alternatively, STP is also known as Systematic Switch Plan

      A plan for regular income

      Systematic Withdrawal Plan (SWP) is a facility that enables investors to withdraw a fixed amount from the mutual fund scheme they’ve invested in at a monthly, quarterly or annual frequency. Withdrawals can be made irrespective of the market value of the investments and would be subject to the availability of account balance of the investor. If you opt for SWP, you get a tax-advantage where withdrawals under SWP will be the same as applicable to equity and debt funds. Equity investors will have to pay short-term tax gains if the holding is less than 12 months. To make SWP extremely efficient, it is better to start withdrawing one year after the initial investment in case of equity/balanced funds

      Transfer dividend from fund A to fund B

      Dividend Transfer Plan (DTP) facility offers investors to transfer the dividend declared in a source scheme to a target scheme. This facility offers the investors a benefit because though dividend is being transferred, the original investment remains untouched. Hence, if one opts for DTP from a debt scheme to an equity scheme, only the dividend amount is exposed to the vagaries of the market. This could benefit the equity investor in the long run as the corpus would grow more with the dividend transfers. DTP limits the downside risk of capital erosion as well as helps the in building a corpus of equity assets which possesses the potential of offering higher returns

      Appreciate the capital, systematically

      While STP refers to a plan where investors invest a lumpsum amount in one scheme and regularly transfer a fixed amount to another scheme. However, in a Capital Appreciation STP, only profits from source fund in excess of a predefined amount are transferred to the target scheme while all other STP features remain the same

      Other Experts

      Other Experts

      Leave a Reply Cancel reply

      Your email address will not be published. Required fields are marked *

      Stay Connected

      Recommended Videos

      Understanding the different Mutual Fund categorizations by Market Cap

      Understanding the different Mutual Fund categorizations by Market Cap

      by Other Experts
      December 27, 2022
      0

      As you know, Market capitalization for a company, which is most commonly referred to as market cap, is equal to...

      Investing in Lumpsum or SIP

      Investing in Lumpsum or SIP

      by Other Experts
      July 22, 2022
      0

      A question that keeps coming up in your mind as an Investor is – “Whether I should invest a lumpsum...

      Performance be a by-product

      Performance be a by-product

      by Other Experts
      November 28, 2022
      0

      Many investors mistakenly base the success of their portfolios on returns alone. Few investors consider the risk involved in achieving...

      Popular Posts

      • Ep. 13: Wisdom Tree (Part 2)

        Ep. 13: Wisdom Tree (Part 2)

        1352 shares
        Share 541 Tweet 338
      • Ep. 12: Wisdom Tree (Part 1)

        1322 shares
        Share 529 Tweet 331
      • Ep. 11: The Investor’s Playbook

        1298 shares
        Share 519 Tweet 325
      • Ep. 10: Evolution of Indian FMCG Sector

        1280 shares
        Share 512 Tweet 320
      • Ep. 09: Evolution of Indian Pharmaceutical Sector

        1174 shares
        Share 470 Tweet 294

      EquitySahiHai is an investor education initiative by Motilal Oswal Asset Management to educate and empower of yourself by through a series of videos that bring to you insights from stock market & mutual fund experts.

      Follow Us

      Browse by Category

      • 5 Keys of Investing
      • Asset Allocation
      • Basics of Equity
      • Basics of Investing
      • Blog
      • Financial Goals
      • Index Fund
      • International Investing
      • Investing Behaviour
      • Mutual Fund Basics
      • Podcast
      • SIP
      • STP
      • SWP
      • Videos
      • Wealth Creation

      Latest Posts

      Large-cap Stocks, Small-cap Stocks, Mid-cap Stocks — What is the difference?

      Large-cap Stocks, Small-cap Stocks, Mid-cap Stocks — What is the difference?

      May 25, 2023
      How to save tax on mutual funds?

      How to save tax on mutual funds?

      May 24, 2023

      Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

      • MUTUAL FUND
      • INDEX FUND
      • ETF
      • PMS
      • AIF
      • PARTNERS
      • INVESTOR EDUCATION
      • INTERNATIONAL BUSINESS
      • Home
      • Videos
      • Podcast
      • 5 Keys of Investing
      • Wealth Creation Thoughts

      Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

      Are you sure want to unlock this post?
      Unlock left : 0
      Are you sure want to cancel subscription?